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Location comparison

Bellinzona vs Lugano

Taxes, health insurance & cost of living compared

What does living in Bellinzona cost compared to Lugano? An objective comparison of annual location costs for a reference profile – based on official data (FTA, FOPH, ElCom).

In short

In Lugano you pay around CHF 26,821/year, in Bellinzona CHF 27,400/year. Lugano is CHF 579/year cheaper.

Municipal average for a reference profile – for your address and income it can differ significantly.

MetricBellinzonaLugano
Income tax (reference CHF 100'000)CHF 14,542CHF 13,479
Health insurance (adult/month)CHF 740CHF 740
Electricity (household/year)CHF 1,090CHF 1,131
Total annual costs (reference profile)CHF 27,400CHF 26,821
Rank cheapest CH municipalitiesRank 1,338 of 2,098Rank 1,215 of 2,098

Values are an honest approximation at the municipal level for a reference profile (couple without children, CHF 100'000 income). Address- and income-exact figures are in the report. Ubivo doesn't judge – the data shows the difference.

This is the municipal average – not your number.

Your taxes, health insurance and commute depend on address, income and household. Calculate them for your case – and compare two real addresses with all 64 location factors.