What's it really like to live here?
Data-driven location analysis for Switzerland. Enter an address and see sun, noise, traffic, taxes, electricity prices and amenities — weighted by your personal lens.
The nicest listing hides the numbers that matter. Ubivo shows them — objectively, for every address.
Currently for Swiss addresses (CH + LI) · No account needed — reports are free to read.
Also for new-build addresses (marker on the map) and floor-by-floor comparison (3rd vs 8th). For large developments with an honest data caveat for sunlight and noise.
Baar (ZG) vs the city of Zürich, both commutable to Zürich HB:
- Single, 150k income: CHF 11'100 more/year in Zürich — over 10 years CHF 111'000.
- Family (dual income with children), 150k: CHF 8'900 more/year in Zürich — over 10 years CHF 89'000.
The dossier (CHF 79) computes this for your address + your persona — on your case, not the median.
FTA tariff data 2025, static lookup table. Values rounded to CHF 100.Compare two addresses? Open A/B comparison →
Preview
How a report looks
Example preview · click an address above for your real report.
Same data, your lens
How persona shifts the score
Bahnhofstrasse 1 Zürich — factor values unchanged.
Lens
General
balanced across all themes
Lens
Family
heat + noise weigh more
Lens
Commuter
top transit access dominates
What the purchase gives you
From the location picture to the franc effect
The free report shows you the location objectively. The paid report calculates the most expensive living costs for your specific case — for your situation, not the median.
Baden, AG
7.64 % burden
CHF 11'460/year
Municipal tax multiplier 92 %, dual-income couple with children, 150'000 gross income.
Wohlen, AG
8.46 % burden
CHF 12'690/year
Municipal tax multiplier 116 %, same profile. The 24-point tax multiplier difference feeds through into the burden.
CHF 1'230/year extra burden — over 10 years of ownership: CHF 12'300.
Looked up from official FTA tariff data and calculated on your profile — not the median. Within the canton of Aargau, the burden for this profile ranges from 6.14 % (Oberwil-Lieli) to 10.17 % (Rekingen AG) — a total range of CHF 6'050/year.
Quick Check for your flat search
- Door-to-door commute time to your workplace (public transport + car)
- Persona weighting tailored to your life situation
- Commute comfort: transfers, walking time, rush-hour traffic
- Search project with 2 addresses + comparison loop
Dossier for your purchase decision
- Tax burden calculated on your income + household
- Health-insurance premiums for your age + deductible + family
- Electricity prices for your consumption profile (H1–H8)
- Children's age in the school factor + long-term climate over 20 years
- Search project with up to 6 addresses
Comparison pool in the search project
- Compare every address with every other, all personalised
- Floor-level personalisation for noise, air, sun
- Swap an address when your search changes
- 6 months access, one-time purchase — no subscription
Features
What Ubivo measures — 61 factors in 6 themes
of which 53 in the score · 8 as context without rating (e.g. landscape type, language region)
Every value comes from an official source and is shown in the report with reliability, data vintage and explanation. ★ = in the Dossier, additionally personalisable for your life situation.
- Sunlight (actual)
- Altitude & context
- Landscape type
- Language region
- Building zone
- Rooftop solar potential
- Proximity to nature
- Building
- Winter sun / fog
- Lake/river proximity
- Light pollution
- Climate trend
- Air quality
- Rail noise
- Road traffic load
- Aircraft noise
- Road noise
- Hot days per year
- Frost days
- Heating degree days
- Snow days
- UV index
- Fog days
- Storm days
- Rain days
- Radon risk
- Ground & earthquakes
- Flood hazard
- High-voltage line
- Gravitational natural hazards
- Fire station
- Mobile-phone antennas
- Farm nearby
- Hail risk
- Public transport access
- Travel time to city centres
- Internet connection
- Commute time to workplace
- EV charging station
- Cycling infrastructure
- Distance to motorway entrance
- Carsharing station
- Local amenities
- Second-home share
- Secondary school II
- Nearest hospital
- Population trend
- Vacancy rate
- Safety (crime)
- Pharmacy nearby
- Sports facilities
- Swimming pool
- Restaurant density
- Playground nearby
- Primary school nearby
- Age structure
- Tax burden
- Health insurance premium
- Electricity prices
- Wealth tax
- Property tax
Ubivo draws exclusively on official, open Swiss data sources (swisstopo, FSO, FOEN, FOPH, FTA, ElCom, OFCOM, MeteoSwiss, OpenStreetMap and more). Transparent, no black box. All sources →
Who it's for
Use cases
- Apartment hunting
Before viewing a listing, see the objective values. Skip the trip to apartments with north exposure, poor public transport, or no pharmacy in the neighbourhood.
- Home purchase · Decision
Taxes + health insurance + electricity prices add up to tens of thousands of CHF over the years of ownership. The dossier calculates these three plus commute time precisely for your case.
- Relocation to Switzerland
You don't yet know your target region in detail. Ubivo gives you sober facts per address — what would otherwise take you a long time to research in a country with 26 cantons.
- Families · Retirees
Persona lenses weight playground, primary school, hospital, pharmacy and safety according to your situation. Factor values stay objective; only the weighting adapts.
- New-build flat · Tower floor
Listing says "sunny, quiet"? Drop a marker on the map and pick your floor — you see the real values per storey for noise, air and sunlight. For large developments with transparent caveat about neighbouring buildings not yet recorded.
Pricing
Free to read, optionally deeper
The standard report is free and complete — all 61 factors with objective values. For a concrete decision (rental or purchase), submit your profile and have the cost factors calculated for your case.
Standard
Free
All factors with default values · Persona lenses · Compare two addresses.
For apartment hunting
CHF 19 one-off
Door-to-door commute time to your workplace + personalised persona profile.
For the purchase decision
CHF 79 one-off
Taxes + health insurance + electricity prices + commute calibrated to your case. Family factors weighted by child age.
Questions
Frequently asked
What does Ubivo cost?
The standard report is free and complete — all 61 factors with objective values and persona lenses. Only if you want to personalise the cost factors (commute time, taxes, health insurance, electricity) for your situation does a report cost a one-off CHF 19 (Quick Check for apartment hunting) or CHF 79 (Dossier for purchase decision). No subscription. Access to a paid report is valid for 6 months. All prices incl. VAT.
Do I need an account?
No — you can read reports anonymously. An account is only needed to save addresses, store profiles or buy a Quick Check or Dossier. Anonymous queries aren't linked to account data; the IP is only held transiently in memory for rate limiting (no persistent storage) and removed once the time window expires.
Where do the data come from?
Exclusively from official Swiss Open Data sources: swisstopo, FSO, FOEN, FOPH, ARE, FTA, ElCom, OFCOM, MeteoSwiss, Copernicus CAMS, Open-Meteo, transport.opendata.ch and OpenStreetMap. Every value carries its source, date and reliability — no black box.
What is a persona lens?
A weighting preset for your life situation. For "Family", school, playground, safety and amenities are weighted more strongly; for "Commuter", public transport access and commute time dominate. Factor values stay objectively identical across all lenses — only the weighted overall score (LQS) shifts.
Why does the wealth tax have no score?
Swiss taxes are often progressive — the rate climbs with wealth, differently per canton. A single-number estimate would be a black box: technically plausible, materially misleading. Ubivo shows these factors as "Context" — with the real multipliers and tariff type — and links to the official FTA tax calculator for the exact calculation. Swiss precision rather than estimated guesswork.
Does Ubivo rate an address?
No. Ubivo provides objective data and persona-weighted aggregates — you do the rating. A rural address near a farm is a plus for a city escapee, a minus for an allergy sufferer. Ubivo shows the values, you decide.
Who's behind Ubivo?
Ubivo is a solo-founder project from Switzerland. All user data is hosted in a Swiss data centre (HostBott, Untervaz GR); no advertising, no data sharing. Details in the imprint and privacy policy.
Ready for your address?
Enter an address and see the full report — free, no sign-up, in 61 factors.
Ubivo doesn't rate addresses — we provide the data, you do the rating. Source, vintage and reliability shown per value; missing data declared transparently ("never guessed"). Under development — layout and factor coverage continue to evolve.