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Data status and corrections

For each data source: what the data refers to, when Ubivo last updated it and, where known, when the next update is due. Below that, the errors we found and corrected.

This page as of 13 November 2026.

Datasets held by Ubivo

Ubivo keeps this data as a dataset and updates it when the source publishes a new release.

Reference interest rate

Reference mortgage interest rate of the FHO: 1.25 % since 2 September 2025. Next announcement: 1 December 2026, valid from 2 December 2026.

Queried for every report

Ubivo queries these sources directly for every report. Where the service states it, the date of its data is given.

All data sources with description →

Corrections log

Errors in data or texts that were visible on Ubivo, and what we changed. Newest first.

  1. · Taxes

    What was wrong
    For the 75 municipalities of the canton of St. Gallen, Ubivo calculated with the 2025 tax data and stated that the FTA had not yet adopted 2026 rates for St. Gallen. By then, however, the FTA was calculating St. Gallen for 2026.
    What applies now
    All municipalities are now on the FTA’s 2026 data, including St. Gallen. Depending on the municipality, the burden changes by -0.23 to +0.55 percentage points; in the city of St. Gallen from CHF 15,146 to CHF 15,139 (single, gross income CHF 100,000). The same update brings in the Ticino figures, which the FTA has recalculated since 13 September 2026.

  2. · Addresses and municipalities

    What was wrong
    In “Places to live within commuting range”, a workplace such as “Muri” silently took one of several municipalities with that name, here Muri (AG), although there is also Muri bei Bern. The same applied to other names, such as Wohlen, Hergiswil, Bremgarten and Wangen. The travel times could then apply to the wrong place.
    What applies now
    If several municipalities share the name, Ubivo asks which one is meant and only calculates afterwards.

  3. · Addresses and municipalities

    What was wrong
    In “Places to live within commuting range”, a work address such as “Hauptstrasse 1 Buchs” became Oberbuchsiten (SO), because swisstopo’s address search found only addresses in Oberbuchsiten for this input. The travel times then applied to the wrong place. The report was not affected.
    What applies now
    If no address found matches the input, Ubivo does not take a workplace and shows the results to choose from.

  4. · Health insurance premiums

    What was wrong
    “Switch health insurer” and the municipality search on the premiums page only found the official form of a municipality’s name. “Bienne” (for Biel/Bienne), “Freiburg” (for Fribourg), “Genf” or “Sankt Gallen” returned “unknown”, with no suggestion.
    What applies now
    Both now also find the usual names in the other national languages, using the same list as “Places to live within commuting range”. Ambiguous names still lead to a choice.

  5. · Addresses and municipalities

    What was wrong
    Municipalities whose official name already contains the canton (such as “Hergiswil (NW)”, “Küssnacht (SZ)”, “Teufen (AR)”) appeared twice in the municipality fields as “Hergiswil (NW) (NW)”, and the official form was not recognised. About 150 municipalities were affected, for example in “Switch health insurer” and in the profile.
    What applies now
    The fields show the official form, and it is recognised everywhere. Old links with the doubled form still work.

  6. · Addresses and municipalities

    What was wrong
    Links with badly encoded characters in the address (such as a truncated “%E0%A4”) led to a server error page (HTTP 500).
    What applies now
    Such links now lead to the “not found” page (HTTP 404). Valid addresses with umlauts and commas are unchanged.

  7. · Texts and figures

    What was wrong
    Ubivo gave different figures about itself in different places: 37 active sources in the footer, 39 on the Data sources page, “55 factors in the score” in the methodology, 54 in the report.
    What applies now
    Every place counts from the same list, and each figure has an explained meaning (for example “at most in the score” versus “assessable at this address”).

  8. · Noise and federal maps

    What was wrong
    For addresses in Liechtenstein (such as Städtle 38, Vaduz) the report showed “no calculated road noise (below 40 decibels)” and similar all-clears for rail and aircraft noise, high-voltage lines, accidents and natural hazards. The federal maps do not cover Liechtenstein; the empty map was read as “quiet”.
    What applies now
    Outside Switzerland the report shows “no data”, without a rating. Whether a place lies in Switzerland is decided by the national border from swisstopo.

  9. · Health insurance premiums

    What was wrong
    Child premiums were too low: the median also included the sibling discount levels, which are up to about half as high. In the canton of Zurich, for example, CHF 138 instead of 149 a month (2027 premiums, deductible 0). For several children, on the other hand, the sibling discount many insurers give was missing.
    What applies now
    One child counts with the premium without discount. For two or more children Ubivo calculates each insurer with its sibling discount and then takes the median across insurers.

  10. · Texts and figures

    What was wrong
    Several sentences were factually wrong, among them: the FAQ called all data sources “official Swiss” sources, although some (Copernicus, Open-Meteo, OpenStreetMap) are not Swiss authorities; the heating note said “next to this building” instead of “for this building”; in French, Italian and English the text said “best” instead of “cheapest” municipality.
    What applies now
    The sentences are corrected. The data sources are now described as “open, mostly from Swiss authorities”.

  11. · Dossier

    What was wrong
    In the dossier overview the property transfer tax was listed as “missing”, also in the seven cantons that do not levy it (ZH, ZG, AG, GL, SH, SZ, UR). The total was therefore wrongly called a lower bound.
    What applies now
    It now shows CHF 0, with a note that the canton does not levy this tax.

  12. · Taxes

    What was wrong
    For municipalities that have taken in neighbouring municipalities since 2018 and kept their number (such as Chur, Neuchâtel, Brugg), the tax trend compared today’s area with the old, smaller one.
    What applies now
    For these municipalities Ubivo shows no trend since 2018. The series starts with the first year of today’s area.

  13. · Texts and figures

    What was wrong
    On municipality pages the canton appeared twice in the title, such as “Wohlen (AG) (AG)”.
    What applies now
    The title gives the official form once.

  14. · Taxes

    What was wrong
    The tax trend since 2018 compared two different FTA calculations: the publication for 2018 and the online calculator for today. The publication is 1 to 3 percentage points lower. As a result, about 1,500 municipalities showed “up” although the burden had fallen; Zurich, for example, “11.0 to 11.8 percent” instead of “12.7 to 11.8 percent”.
    What applies now
    Both years now come from the FTA online calculator. Calculated this way, the burden on the same income has fallen in almost all municipalities.

Found an error? Write to us at hallo@ubivo.ch.