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Health insurance 2026

Switzerland’s health-insurance premium regions

The health-insurance premium depends almost entirely on where you live. The FOPH divides Switzerland into premium regions — here they all are, with their median monthly premium and the municipalities they cover.

Twelve cantons are not subdivided: a single premium applies across the whole canton. The others have two or three regions, numbered as the FOPH does — region 1 is the most expensive.

Aargau

Appenzell Innerrhoden

Appenzell Ausserrhoden

Bern

Basel-Landschaft

Basel-Stadt

Fribourg

Geneva

Glarus

Graubünden

Jura

Lucerne

Neuchâtel

Nidwalden

Obwalden

St. Gallen

Schaffhausen

Solothurn

Schwyz

Thurgau

Ticino

Uri

Vaud

Valais

Zug

Zurich