Location comparison
Luzern vs Zug
Taxes, health insurance & cost of living compared
What does living in Luzern cost compared to Zug? An objective comparison of annual location costs for a reference profile – based on official data (FTA, FOPH, ElCom).
In short
In Zug you pay around CHF 14,205/year, in Luzern CHF 23,464/year. Zug is CHF 9,259/year cheaper.
Municipal average for a reference profile – for your address and income it can differ significantly.
| Metric | Luzern | Zug |
|---|---|---|
| Income tax (reference CHF 100'000) | CHF 12,223 | CHF 5,536 |
| Health insurance (adult/month) | CHF 563 | CHF 430 |
| Electricity (household/year) | CHF 1,202 | CHF 985 |
| Total annual costs (reference profile) | CHF 23,464 | CHF 14,205 |
| Rank cheapest CH municipalities | Rank 769 of 2,098 | Rank 2 of 2,098 |
Values are an honest approximation at the municipal level for a reference profile (couple without children, CHF 100'000 income). Address- and income-exact figures are in the report. Ubivo doesn't judge – the data shows the difference.
This is the municipal average – not your number.
Your taxes, health insurance and commute depend on address, income and household. Calculate them for your case – and compare two real addresses with all 64 location factors.