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Location comparison

Winterthur vs Zürich

Taxes, health insurance & cost of living compared

What does living in Winterthur cost compared to Zürich? An objective comparison of annual location costs for a reference profile – based on official data (FTA, FOPH, ElCom).

In short

In Winterthur you pay around CHF 24,004/year, in Zürich CHF 24,914/year. Winterthur is CHF 910/year cheaper.

Municipal average for a reference profile – for your address and income it can differ significantly.

MetricWinterthurZürich
Income tax (reference CHF 100'000)CHF 12,360CHF 12,074
Health insurance (adult/month)CHF 583CHF 640
Electricity (household/year)CHF 1,372CHF 1,114
Total annual costs (reference profile)CHF 24,004CHF 24,914
Rank cheapest CH municipalitiesRank 863 of 2,098Rank 937 of 2,098

Values are an honest approximation at the municipal level for a reference profile (couple without children, CHF 100'000 income). Address- and income-exact figures are in the report. Ubivo doesn't judge – the data shows the difference.

This is the municipal average – not your number.

Your taxes, health insurance and commute depend on address, income and household. Calculate them for your case – and compare two real addresses with all 64 location factors.