The free score above is based on average values. The Dossier calculates commute time, taxes and health insurance for your specific case:
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DossierCHF 79
✓Everything from the free report
★What the address costs you over ten years, calculated for your household
★Whether you can afford it under the usual bank rule
★Taxes, health insurance and electricity for your income, age and household
★Property transfer tax, heating check and contaminated sites at this address
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Taxes + health insurance = the two biggest budget items besides housing. Added up over the years you own the home, that comes to a five- to six-figure sum.
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Travel time to city centres
· PT 165 min · Car 123 min to a major centre
⚠Secondary school II · No upper secondary school within 15 km
⚠Ground & earthquakes · Ground class E · Thin soft layer over rock that can build up shaking through resonance
55 of 55 factors scorable at this address with data · weighted coverage 100% · of 65 factors in total, of which 10 deliberately provide context only, without a score, and don't count towards the LQS · Balanced base weighting. Nothing is favoured.
Factor values are objective. The "General" weighting only sets what counts more. Ubivo doesn't judge the address.
Currently in the report Average assumptionCHF 12’998 / year
Assumption: single, income CHF 100'000, the same assumption as in the free report above.
Depending on your gross income (CHF 50’000–150’000), your tax bill lands somewhere in this range:
◄►
🔒your number: somewhere in here
CHF 3’018 / yearCHF 25’439 / year
CHF 22’421 of uncertainty until your profile pins it down
🔒 Your exact valueCHF ●'●●●
The Dossier shows you your exact number in this range, calculated for your income and your household. Within a canton, the choice of municipality alone makes up to CHF 6'050/year of difference.
available instantly · no subscription · one exact number instead of a range
The same goes for your other costs
Health insuranceAvg. CHF 547/mo.· CHF 419–635/mo. in this address's premium region. Where you land depends on your deductible and insurer ·🔒 your value
ElectricityStandard household CHF 1’103/year· At this address's local grid tariff: CHF 510–4’968/year, depending on how much electricity your household uses ·🔒 your value
Commute timeFree in the report: Class C · Moderate service· needs your workplace address · two workplaces (dual earners) supported ·🔒 your minutes
What you get in the Dossier for this address
What you pay every year
✓Ten years of living thereRunning costs and property transfer tax over ten years as one figure, for your household.Already in the free report: taxes, health insurance and electricity together, around CHF 8’556–38’027 a year depending on the household.
✓Taxes, documentedYour tax at this address, split into federal, cantonal and municipal, citable for the talk with your bank or accountant.
✓Tax historyHow tax in this municipality has developed over recent years, with your profile compared with the Swiss average.
✓Health insuranceThe premium for your household and how premiums in the canton have developed.
✓What changes at the turn of the yearHealth insurance, electricity and taxes compared with the previous year, using only figures already published.
✓Comparison with where you liveHow much more or less this address costs you over ten years than your current municipality.
On purchase, on the property, on sale
In detail
All factors by theme
Factors grouped by perception field. Each theme has its own aggregate score, so strengths and weaknesses are visible at a glance.
How to read these numbers▾
Score 0–100
Score 0–100, weighted by factor in the LQS. Colour: green ≥75 (strength), yellow 50-74 (mid), red <50 (load).
Theme score
Confidence-weighted mean of the documented factors in this theme. Factors without data count in neither the numerator nor the denominator. They are never estimated.
Reliability
Reliability = how close the data source measures to your address. 100% = pinpoint; lower = regional/modelled.
Factors without a score
Factor is recorded but intentionally not scored. The classification is inherently subjective (e.g. landscape type). Shown as pure context.
Strongest factor
Strongest factor in this theme
Weakest factor
Weakest factor in this theme, pulling the theme score down
Theme 1/6
Setting & location
Altitude, sun, landscape, language region
Aggregate over 7 of 12 factors
81
Theme score
12 factors in detail▾
Theme 2/6
Noise & air
Road and rail noise, air quality, hot days
Aggregate over 15 of 15 factors
73
Theme score
15 factors in detail▾
Theme 3/6
Risks
Floods, earthquakes, radon, safety
Aggregate over 9 of 11 factors
74
Theme score
11 factors in detail▾
Theme 4/6
Mobility & access
PT, commute time, cycling, EV charging
Aggregate over 7 of 8 factors
48
Theme score
8 factors in detail▾
Theme 5/6
Social structure & services
School, hospital, restaurants, demographics
Aggregate over 13 of 14 factors
63
Theme score
14 factors in detail▾
Theme 6/6
Costs & finance
Taxes, health insurance, rent, electricity price
Aggregate over 4 of 5 factors
75
Theme score
5 factors in detail▾
Compare two locations
Pit this address against another, both with the same weighting.
Ubivo aggregates objective, publicly available Swiss data sources, weighted by your priorities. Each factor carries a reliability rating; unavailable values are marked “pending”. Ubivo does not judge the address. You do.
Data sources used
swisstopo · Address directory (geocoding), digital elevation model, building polygons.
Statistical Office of the Canton of Zurich: property prices · Median sale prices for single-family houses and owner-occupied flats per municipality (reported by land registries and notaries), for the price context. Canton of Zurich only.
FTA Steuermäppchen: property gains tax · Property gains tax rates for all 26 cantons (table 3, 2025 tax period) plus taxing authority and revenue split, for the exit costs in the dossier.
Cantonal tax multipliers (BE, OW, SH, SO, JU) · Municipal multipliers for the property gains tax in the five cantons whose tariff yields only the simple tax. 520 municipalities, from the cantons’ official publications.
Federal Register of Buildings and Dwellings (GWR) · Building master data (year of construction, category, heating and energy source) via geo.admin.ch, for the building factor and the heating renovation check.
Official register of building addresses (swisstopo) · Federal building identifier (EGID) for the address, so the building-register query hits exactly the building at that address rather than the nearest one. Updated daily.
Open-Meteo · Weather archives (ERA5 reanalysis for climate trend), elevation, air quality (CAMS), all without an API key.
OpenStreetMap / Overpass · Building polygons for shadow casting, POIs (shops, public transport, schools, …) for local amenities. ODbL licence.
FOPH Radon map · Probability of exceeding the radon reference value (300 Bq/m³) per 10×10 m cell.
FOEN / SED Seismic foundation soil classes · Foundation soil class A–F per SIA 261 as a seismic amplification indicator.
ARE (Federal Office for Spatial Development) · Public-transport service quality classes A–D, travel time to centres (public transport + road), road traffic load (road-traffic factor + congestion risk along the commute route), housing inventory / share of second homes, landscape typology (38 types), harmonised building zones.
FOEN immission maps NO₂ / PM2.5 · Official annual-mean immission maps for nitrogen dioxide and fine particulate matter PM2.5 (street-level modelled raster, updated yearly). Point value at the location via WMS.
FOEN sonBASE noise map · Road and rail noise (Lr day/night in 5 dB bands) read from the official noise raster maps: a 10 × 10 m grid cell at the location, 4 m above ground, model calculation as of 2021.
FOPH Premium regions (priminfo) · Assignment of every municipality to its premium region (priminfo.admin.ch).
Kanton Basel-Landschaft Open-Data · Municipal tax rates for natural and legal persons (as of 2026, 86 municipalities).
Kanton Thurgau Open-Data · Total tax rates of all municipalities (as of 2025, 80 municipalities).
All 26 cantons open data + tax-rate PDFs (freshness context) · Current municipal tax rate/multiplier/coefficient for all 26 cantons (~2054 municipalities, as of 2022–2026) as a freshness supplement alongside the FTA comparison score. Open data where available, otherwise official PDFs/Excels/HTML parsed. NOT comparable across cantons. Pure context. BS-Bettingen: historical estimate (public source unavailable; mid-range 34–39 %); GL town of Glarus 2026: state before the December 2025 budget decision.
FTA Tax burden in the municipalities · Effective tax burden per municipality and income bracket for 6 household profiles (single/married one income/with children/dual income/single parent 50k–1 Mio, pensioners 50k–150k), 2110 municipalities Switzerland-wide. Pulled directly from the official online tax calculator. Data year per canton: 2026, except SG (2025). 127 pre-merger FSO numbers stay on 2018 for historical consistency.
OFCOM Broadband atlas · Number of providers with their own fixed network + fibre availability (FTTB/FTTH) per 250 m grid cell (WMS GetFeatureInfo).
FSO Demographic balance · Population trend per municipality (10-year growth 2015–2025) from the pxweb time series, 2115 municipalities.
FSO Vacant dwellings census · Vacancy rate per municipality (share of vacant dwellings offered on the market, reference date 1 June) from the official SDMX dataflow CH1.LWZ:DF_LWZ_1, 2116 municipalities.
FOEN Aquaprotect · Flood indication per return period (50/100/250/500 yrs) via WMS GetFeatureInfo. Overview map, not legally binding.
FOEN SilvaProtect-CH · Disposition areas for gravitational natural hazards (avalanches, rockfall, debris flows, landslides). Synoptic overview, not the binding cantonal hazard map.
Cantonal registers of contaminated sites (geodienste.ch) · Polluted sites (disposal sites, industrial and commercial sites, accident sites, shooting ranges) with their status under the Contaminated Sites Ordinance, from 22 cantons via the harmonised geodienste.ch service. NW, OW, SG and VD do not release their data for this use.
Federal registers of contaminated sites (FOT, DDPS, FOCA) · Polluted sites in public transport, the military and civil airfields via geo.admin.ch.
Official cadastral survey: plots (cantons, via geo.admin.ch) · Outline and EGRID of an address’s plot, only to check whether a polluted site lies on the same plot. Not displayed.
FEDRO road-accident locations · Police-registered road accidents with personal injury (location, severity, pedestrian/cyclist involvement, year). Density within 300 m of the location.
FOCA Noise exposure cadastre · Aircraft noise dB values (day + night) around Swiss civil airfields. Nearest noise isophone at the location (1 dB precision).
FSO Police crime statistics · Offences under the Swiss Criminal Code per 1000 inhabitants by canton (pxweb time series). Cantonal granularity: no municipal data nationwide.
FOPH Health-insurance premiums · Premiums of all insurers per premium region since 2011 (adults, standard model with accident cover; deductibles 300 and 2500; alternative models), from the files the FOPH publishes on premium day (opendata.bagnet.ch).
FOPH Statistics of compulsory health insurance · Costs per insured person and premium reductions per canton, since 1997 (kvd.bag.admin.ch).
SFOE Electrical installations · Extra-high-voltage lines > 36 kV (overhead and cable lines, voltage, owner) for high-voltage proximity.
SFOE Solar roof · Solar suitability of each roof surface (class 1–5) + annual PV yield, for the building's solar potential.
transport.opendata.ch · Official Swiss public-transport timetable for door-to-door commute time (personalised, with workplace).
OSRM (OpenStreetMap-Routing) · Car routing for commute time (free flow) + route geometry for congestion-risk sampling. Open-source engine.
Data as of: October 21, 2026
Without warranty as to accuracy, completeness or timeliness. Not legal, tax or real-estate advice. The Terms apply.
3 checks for the viewing
The Dossier turns this address's risks into a tick-off checklist for your appointment.
The dossier includes a printable viewing sheet: specific questions for the agent and seller, derived from the values at this address.
✓Can we afford it?Whether you can afford the address under the usual bank rule, and what it costs you per year as an owner.
✓When you buyThe property transfer tax in francs, calculated on your purchase price.
✓HeatingThe entry in the building register, the cantonal replacement rule and the typical cost range for a replacement.
✓When you sellProperty gains tax by holding period, calculated on an example gain.
To take with you
✓Viewing sheetPrintable, with the questions to ask on site about this address.
✓Decision sheetPuts every address you check with the Dossier side by side: costs, score and the main points to check.
✓Share with your partnerA link shows the dossier to a second person, without an account and read only. You can revoke it at any time.
Apartment building (3 units) · Built before 1919 · Heating: Stove · Wood · Hot water Central electric water heater · Electricity
Data from the Federal Register of Buildings and Dwellings (RegBL). Year built, building type and heating relate to the building itself. They do not enter the location score, but matter especially to buyers (age, heating system, energy costs).
RegBL: Federal Register of Buildings and Dwellings (FSO) · geo.admin.ch
Proximity to nature
80
Forest 254 m · Park 941 m
Reliability 75%
Source & details
Source: OpenStreetMap (Overpass)
Distance to the nearest forest and park according to OpenStreetMap. Forests are mapped very reliably in Switzerland, parks less evenly. A park missing from the data does not necessarily mean there is none.
Sunlight (actual)
82
Very sunny · 9 of 11 possible sun hours · of which shade 2 h from terrain
Included: terrain + 58 neighbouring buildings. The calculation uses a fixed reference day (equinox, 20 March), so the value does not depend on when the report is generated. The score shows how much of the possible daylight actually arrives despite the obstacles that were taken into account. Building heights are estimated from OpenStreetMap; if a floor is set in the profile, the calculation starts from there. More precise 3D building data and vegetation will follow later. If a data source is missing, the shown reliability drops. Nothing is ever guessed. Reference quantity: geometrically possible direct sun in hours, calculated at eye level on the ground floor and without cloud cover, not for the roof and not for a single façade. The monthly chart in the report shows hours per day and month including average cloud cover, and winter sun shows the measured sunshine duration in December and January. The building at the address itself casts no shadow in the calculation. Otherwise the house would shade itself all day. Arboreon uses the same sunlight calculation to assess the sun suitability of planting sites.
★ Theme strength
Winter sun / fog
100
Above the fog line · 5.6 h of sun per day (Dec–Jan)
Reliability 70%
Source & details
Source: Open-Meteo Archive (ERA5 sunshine duration) · As of: 5-winter mean 2021/22–2025/26
Average sun hours per day in December and January over the last 5 winters (European weather archive ERA5). Little winter sun on the Swiss Plateau usually means high fog; locations above the fog line get much more sun. Reference quantity: measured sunshine duration in hours per day across a grid cell of about 9 km, without terrain or building shade. Sunlight, by contrast, calculates the geometry address by address without cloud cover, and the monthly chart combines the two.
Lake/river proximity
100
202 m to river (Landwasser) · 1503 m to lake
Reliability 85%
Source & details
Source: OpenStreetMap (Overpass)
Proximity to a lake or river as a quality-of-life plus. The flip side (possible flooding for very close addresses) is assessed separately by the flood factor.
Light pollution
75
fairly dark
Reliability 45%
Source & details
Source: Estimate from population (FSO) and elevation (swisstopo) · As of: Heuristic 2026-06
Shows how dark the night sky is. Relevant for sleep and stargazing. Deliberately an estimate from municipal population and altitude, not a measurement: every address in the same municipality gets the same value, only altitude sets them apart. A real measurement would require the federal satellite night-light map.
View / openness
52
Topographic horizon open in 4 of 16 directions · terrain on average 12.6° above the horizon · the 58 neighbouring buildings are not counted here
Reliability 55%
Source & details
Source: swisstopo elevation model (terrain horizon)
Shows how far the view carries over the surrounding terrain, checked in 16 directions up to 12 km: a flat horizon = open view/panorama, high surrounding terrain = valley floor or basin. A distant mountain panorama counts as open. Buildings are NOT considered. In dense urban areas the real view is therefore overestimated. Sun hours are measured separately by the sunlight factor.
The address sits outside the area where the Plateau's winter fog is typical.
Building zone
Context
Wohnzonen · Pure residential zone: fairly quiet, little commerce.
Within 150 m there are also Mischzonen, Tourismus- und Freizeitzonen, Zonen für öffentliche Nutzungen, eingeschränkte Bauzonen.
Ubivo shows the zone as context info, intentionally WITHOUT a score: whether you prefer a quiet purely residential zone or a lively mixed centre is a matter of taste.
Federal Office for Spatial Development (ARE), building zones of Switzerland · As of 01.01.2022 (ARE)
Landscape type
Context
Hochgelegene Berglandschaft der Inneralpen · Pre-Alps: hilly, rural, often seasonal tourism imprint.
Classification by the Federal Office for Spatial Development (ARE). Intentionally WITHOUT a score: which landscape is most beautiful is a matter of taste.
Federal Office for Spatial Development (ARE), landscape typology · As of 31.08.2010 (ARE)
Language region
Context
German, Italian (south) and Romansh (Grisons valleys)
Multilingual canton. Right at the language border, the official language of an individual municipality cannot be determined precisely.
Official languages per the Federal Constitution (Art. 70) and cantonal constitutions
Rooftop solar potential
Context
Best roof surface: excellent (level 5 of 5) · potential of about 36’080 kilowatt hours of solar power per year
How well the roof is suited to producing solar power, per the rating of the Swiss Federal Office of Energy (level 1 poor – 5 excellent). Context info without a score, mainly of interest to buyers (own solar power, energy costs).
Swiss Federal Office of Energy (SFOE), solar roof inventory · As of 21.02.2023 (SFOE)
Air quality
78
Good · air index 22 (0 = cleanest air) · PM2.5 2.2 µg/m³ · NO₂ 0.8 µg/m³
Reliability 70%
Source & details
Source: Open-Meteo Air-Quality (CAMS) · As of: 7-day mean
Calculated with the European air-quality model CAMS (grid of about 1 km: a regional value, not a roadside measuring station). The air index sums up the main pollutants: 0–20 very good, above 100 very poor. Fine dust (PM2.5) and nitrogen dioxide (NO₂) are also shown separately, in micrograms per cubic metre of air (µg/m³).
Road noise
52
Day 55–60 dB · Night 45–50 dB
Louder than three quarters of residential locations in this municipality (local median 44.6 dB)
PW IIAlarmIGW II–III
40
Reliability 80%
Source & details
Source: Federal Office for the Environment (FOEN), sonBASE noise map: roads (day/night) · As of: As of 31.12.2021 (FOEN)
Officially calculated noise value from the federal noise map (FOEN sonBASE). It is a model calculation for a grid cell of 10 × 10 metres at your address, 4 metres above ground and outdoors. It is not a measurement, not a value at your façade and not the loudness indoors. Data as of 31.12.2021 (traffic counts 2021). What is shown is a 5-decibel band, not a single value. The score is calibrated against the exposure limit values of the Noise Abatement Ordinance. Which of them applies here depends on the sensitivity level the canton assigns in the land-use plan. According to FOEN the map is not legally binding, but the enforcement authorities are. In narrow streets with tall buildings on both sides, lower floors can be louder than calculated because sound reflects between the façades. Check soundproof windows and ventilation before buying.
★ Theme strength
Aircraft noise
100
No registered aircraft noise
Reliability 80%
Source & details
Source: Federal Office of Civil Aviation (FOCA), aircraft-noise register of civil aerodromes · As of: As of 28.04.2025 (FOCA)
Within about 400 m the federal aircraft-noise map (FOCA) shows no noise contour. Individual high-altitude flyovers are not recorded in it.
Hot days per year
100
Very mild · 0 hot days (≥30 °C) · 0 tropical nights (≥20 °C) annual mean 2023-2025
Hot days ≥30 °C0 days · mild
5152550
On how many days per year the temperature exceeds 30 °C. Summer load on the building.
Tropical nights ≥20 °C0 nights · rare
2
Reliability 70%
Source & details
Source: Open-Meteo Archive (ERA5) · As of: Annual mean 2023-2025
Calculated from the European weather archive ERA5 (grid of about 9 km: a regional value). Tropical nights are nights that don't cool below 20 °C. They disturb sleep the most. Densely built city centres heat up further; real values there tend to be above the calculated one.
Long-term air pollution (NO₂/fine particles)
90
NO₂ 10 · PM2.5 4 µg/m³ · WHO recommendation met
Reliability 75%
Source & details
Source: Federal Office for the Environment (FOEN), air pollution maps NO₂/PM2.5 · As of: 2024
Official annual mean from the federal air-pollution map (FOEN). It is a calculated grid, not a measuring station. It rates nitrogen dioxide (NO₂, mainly from traffic) and fine dust (PM2.5, tiny particles that reach deep into the lungs), in micrograms per cubic metre of air (µg/m³). The score is anchored to the WHO 2021 recommendations (NO₂ 10 / PM2.5 5 µg/m³) and the legal Swiss annual limits of the air-pollution ordinance (30 / 10 µg/m³). The worse pollutant counts. This shows long-term exposure; today's air is covered by the “Air quality” factor.
Rail noise
100
Day <40 dB · Night <40 dB
PW IIAlarmIGW II–III
◂
40506070
Reliability 80%
Source & details
Source: Federal Office for the Environment (FOEN), sonBASE noise map: rail (day/night) · As of: As of 31.12.2021 (FOEN)
Officially calculated railway noise value from the federal noise map (FOEN sonBASE), freight trains included. It is a model calculation for a grid cell of 10 × 10 metres at your address, 4 metres above ground and outdoors. It is not a measurement, not a value at your façade and not the loudness indoors. Data as of 31.12.2021. What is shown is a 5-decibel band; the top class “≥ 75 dB” is open-ended. Which limit applies here depends on the sensitivity level the canton assigns in the land-use plan. If the tracks run in a cutting, upper floors can be more exposed than the ground floor.
Road traffic load
60
Collector street directly at site (3’599 vehicles/working day)
Reliability 80%
Source & details
Source: Federal Office for Spatial Development (ARE), road traffic model · As of: As of 30.06.2023 (ARE)
Indicative value: the vehicle volume serves as a pointer to traffic noise and exhaust. It is NOT a measurement. The road is right by the site (within about 80 m).
Climate trend
29
Marked warming · +0.49 °C/decade (1.9→5.0 °C)
19621.9 °C
1974·
1986·
1998·
2010·
20245 °C
Reliability 60%
Source & details
Source: Open-Meteo Archive (ERA5 reanalysis) · As of: 1961–1963 vs 2023–2025
Observed warming from the European weather archive ERA5 (grid of about 9 km: a regional trend, not the plot's microclimate). The average temperature of 1961–1963 is compared with 2023–2025. A projection to 2040 will follow in a later version.
Heating demand (degree days)
54
high · ~3911 heating degree days/year
Reliability 75%
Source & details
Source: Open-Meteo Archive (ERA5) · As of: Annual mean 2023-2025
Heating degree days measure how much heating a location needs. For every heating day, we count how many degrees the daily average stays below 15.5 °C and add this up over the year (Swiss building standard SIA 380/1). The higher the number, the more heating is needed and the higher the heating bills.
↓ Theme weakness
Frost days
10
very long · 179 frost days/year
Reliability 70%
Source & details
Source: Open-Meteo Archive (ERA5) · As of: Annual mean 2023-2025
Days on which the temperature drops below 0 °C, average of 2023–2025. Hollows and valley floors where cold air pools are somewhat underestimated by the weather model's 9 km grid.
Fog days
100
rare · 2 fog days winter/year
Reliability 65%
Source & details
Source: Open-Meteo Archive (ERA5) · As of: Oct-Feb mean 2023-2025
Days in the winter half-year (October–February, average 2023–2025) that look like typical high fog in the weather model: near-closed cloud cover, cold, hardly any sunlight. An approximation from the model. Visibility readings from weather stations would be more precise. Places clearly above the Plateau fog band (from about 700 m, at the latest above 1500 m) are counted lower, as they usually sit above the sea of fog.
Rain days
65
frequent · 177 rain days/yr
Reliability 70%
Source & details
Source: Open-Meteo Archive (ERA5) · As of: Annual mean 2023-2025
Days with at least 1 mm of precipitation (MeteoSwiss's definition of a “wet day”), average of 2023–2025. Heavy downpours are covered separately by the “Hail risk” factor.
Snow days
55
alpine · 71 days with fresh snow/year
Reliability 65%
Source & details
Source: Open-Meteo Archive (ERA5) · As of: Annual mean 2023-2025
Days with fresh snow (more than 0.1 cm), average of 2023–2025. In the Alpine region the weather model partly underestimates snowfall.
Storm days
100
very calm · 2 storm days/yr
Reliability 60%
Source & details
Source: Open-Meteo Archive (ERA5) · As of: Annual mean 2023-2025
Days with wind gusts of at least 70 km/h (force 8, gale), average of 2023–2025. Local wind boosters such as foehn valleys or narrow gorges are slightly smoothed by the weather model's 9 km grid.
Summer solar radiation
82
sunny · 5.6 kWh/m²/day (summer mean)
Reliability 75%
Source & details
Source: Open-Meteo Archive (ERA5) · As of: May-September mean 2023-2025
How much solar energy hits one square metre per day in summer (May–September, average 2023–2025), in kilowatt hours (kWh). The higher the value, the sunnier the spot: more sunshine, more UV exposure (think sun protection), more solar-power yield. Elevation is already reflected in the weather data (9 km grid).
Flood hazard
85
No known flood risk
Surface runoff: up to 10 cm water depth (as of 22.05.2018)
Documented negative finding: Federal Office for the Environment (FOEN), Aquaprotect flood overview map responded and records no entry here. · As of 18.12.2008 (FOEN)
Reliability 70%
Source & details
Source: Federal Office for the Environment (FOEN), Aquaprotect flood overview map · As of: As of 18.12.2008 (FOEN)
The location is outside every flood zone of the federal overview map (FOEN Aquaprotect), even for very rare extreme floods (statistically every 500 years). In detail the overview map can differ from your canton's hazard map, which is the authoritative one. Here the rating follows surface runoff rather than river flooding. These are two distinct hazards.
Radon risk
74
Medium (26 % probability of exceeding the reference value)
Reliability 70%
Source & details
Source: Federal Office of Public Health (FOPH), radon map · As of: As of 01.01.2025 (FOPH)
Radon is a natural radioactive gas from the ground that can accumulate in buildings. The percentage estimates how likely indoor air exceeds the reference value of 300 becquerels per cubic metre (Bq/m³). This is a modelled value from the Federal Office of Public Health, not a measurement. The actual level depends on construction and ventilation. If the probability is elevated, a simple radon measurement brings certainty.
↓ Theme weakness
Ground & earthquakes
20
Ground class E · Thin soft layer over rock that can build up shaking through resonance
Reliability 75%
Source & details
Source: Federal Office for the Environment (FOEN) / Swiss Seismological Service (SED), ground classes per building standard SIA 261 · As of: As of 04.02.2026 (FOEN/SED)
The map is accurate to about 25 m. The ground directly under the house can differ. A building permit still requires a ground survey (geotechnical report).
★ Theme strength
High-voltage line
100
No overhead high-voltage power line within 400 m
Reliability 80%
Source & details
Source: Swiss Federal Office of Energy (SFOE), power lines above 36,000 volts · As of: As of 24.09.2026 (SFOE)
No large overhead power line (more than 36,000 volts) runs within 400 m.
Slope natural hazards
48
Possible according to the overview map: Avalanches, Debris flows (mud and rock streams)
Reliability 50%
Source & details
Source: Federal Office for the Environment (FOEN), SilvaProtect overview map (avalanches, rockfall, debris flows, shallow landslides) · As of: As of 01.07.2006 (FOEN)
The federal overview map shows where the terrain makes such events possible, not whether your house is actually at risk. Protective forests and barriers are not taken into account. Only your canton's hazard map is authoritative. If this factor flags something, it is worth a look there.
Road-accident density
100
No police-registered accidents with injuries or deaths since 2022 within 300 m
Reliability 75%
Source & details
Source: Federal Roads Office (FEDRO), road-accident map · As of: 2022–2025
Police-registered accident locations (Federal Roads Office FEDRO) within 300 m, over the last 4 full years. Severe accidents and those involving pedestrians or cyclists count more. The figure shows how accident-prone the neighbourhood is. It is not a personal risk forecast.
Fire station
100
637 m to the nearest fire station (Stützpunkt Feuerwehr Davos)
Reliability 75%
Source & details
Source: OpenStreetMap (Overpass)
Swiss benchmark: the fire brigade should reach the scene within 15 minutes, about 10-12 km with sirens. Small volunteer fire brigades in rural areas are sometimes still missing from the map database (OpenStreetMap).
Farm nearby
100
No farm within 500 m
Reliability 65%
Source & details
Source: OpenStreetMap (Overpass)
Urban location with no farming nearby.
Mobile-phone antennas
Context
Out of sight · nearest large antenna at 593 m · 1 within 1 km
Official data from the Federal Office of Communications (OFCOM), updated yearly. Below the legal radiation limits (NIS ordinance) no harmful effect is scientifically proven. Ubivo makes no health claim. Only large outdoor antennas are counted.
Federal Office of Communications (OFCOM), mobile-phone antenna locations · As of 23.09.2026 (OFCOM)
Hail risk
40
Hailstones 3-4 cm · property damage possible
Reliability 80%
Source & details
Source: MeteoSwiss, hail hazard map (largest hailstone in 50 years) · As of: MeteoSwiss 50-yr return period
Largest hailstone size statistically expected once in 50 years at this location (MeteoSwiss climate data). It affects insurance premiums, especially for solar panels. Because it is a 50-year extreme value, much of the Swiss Plateau falls into a similar range. The value is usually normal for the Plateau, not a local outlier.
Contaminated sites (register)
Context
No entry in the register, neither on the plot nor within 50 m
Documented negative finding: Register of contaminated sites, canton of Graubünden (via geodienste.ch) · Federal registers of contaminated sites (public transport, military, civil airfields) responded and records no entry here. · Canton of Graubünden: as of 20.09.2026 · Federal: as of 04.09.2026
The register of contaminated sites lists no site on this plot or within 50 m. That means there is no known site, not that the ground is certainly unpolluted. The register contains what the authorities know about. No guarantee; the binding source is the extract from the competent authority, for example in the plot’s cadastre of public-law restrictions (PLR cadastre).
Register of contaminated sites, canton of Graubünden (via geodienste.ch) · Federal registers of contaminated sites (public transport, military, civil airfields) · Canton of Graubünden: as of 20.09.2026 · Federal: as of 04.09.2026
Commute time to workplace
Context
Personalised with workplace: enter it in the Dossier profile above.
Personalised factor: with your workplace, Ubivo calculates the real door-to-door commute time (public transport + car).
Source: Federal Office for Spatial Development (ARE), public transport quality classes · As of: As of 18.03.2026 (ARE)
The rating comes from the Federal Office for Spatial Development (ARE) and combines three things: how significant the stop is (railway station, tram or bus only), how often services run and how far the walk is. In everyday terms, class A means frequent services: you barely need a timetable. Class D means services are rare. A nearby stop alone doesn't earn a top class. If the bus runs rarely and there's neither commuter rail nor tram, the rating stays mid despite the short walk. National standard, updated yearly.
↓ Theme weakness
Travel time to city centres
0
PT 165 min · Car 123 min to a major centre
Reliability 80%
Source & details
Source: Federal Office for Spatial Development (ARE), travel-time map car/public transport · As of: As of 30.06.2023 (ARE)
Travel time to the nearest major centre (city or regional centre as defined by the federal government), not to your specific work address. That's what the personalised commute factor is for.
Internet connection
75
2 providers with their own fixed network (Swisscom, Sunrise GmbH)
Reliability 80%
Source & details
Source: Federal Office of Communications (OFCOM), broadband atlas · As of: As of 30.04.2026 (OFCOM)
Counts providers that operate their own cable or fibre network at this address (federal data, 250-m grid). Providers renting someone else's network (e.g. Wingo via the Swisscom network) aren't counted. The real choice is usually larger. Fibre means the fastest internet, more than enough for home office and streaming.
Cycling infrastructure
50
Basic neighbourhood coverage · 7 cycle-path segments within 800 m
Reliability 60%
Source & details
Source: OpenStreetMap (Overpass)
Counts cycle paths and lanes from OpenStreetMap. Mapping completeness varies by region: very good in cities, gaps in rural areas.
Distance to motorway entrance
30
A long haul for car commuters · 9584 m to the nearest entrance
Reliability 80%
Source & details
Source: OpenStreetMap (Overpass)
The ideal range is 2–5 km: the motorway is quick to reach without its noise being a direct nuisance. Very close addresses also lose points in the road-noise factor.
★ Theme strength
EV charging station
86
681 m to the nearest charger · 10 within 3 km
Reliability 70%
Source & details
Source: OpenStreetMap (Overpass)
Charging stations come from OpenStreetMap; operators mostly keep their locations up to date there. Good coverage across Switzerland.
Carsharing station
76
773 m to the nearest carsharing station (Davos Platz Bahnhof) · 1 within 1.5 km
Reliability 80%
Source & details
Source: OpenStreetMap (Overpass)
Carsharing providers like Mobility concentrate their locations in cities, agglomerations and near railway stations. Most relevant if you live without your own car. Depending on the weighting you choose (life situation), this factor counts less.
Local amenities
86
Groceries 761 m · Transit stop 189 m · School 466 m · Pharmacy 1024 m · Bakery 717 m · Family doctor 202 m · Daycare 405 m · Post office 884 m
Reliability 75%
Source & details
Source: OpenStreetMap (Overpass)
The data comes from OpenStreetMap: very complete in Swiss cities, patchier in rural areas. A missing entry does NOT mean it doesn't exist. Only grocery store, public-transport stop and school are scored. Pharmacy, bakery, family doctor, daycare and post office are shown for information but do NOT enter the score.
★ Theme strength
Nearest hospital
100
Spital Davos (0.2 km)
Reliability 70%
Source & details
Source: OpenStreetMap (Overpass)
Shows the nearest acute-care hospital (with emergency department) from OpenStreetMap; specialised clinics such as psychiatry or rehab do not count. Distance is as the crow flies. The actual drive is usually longer.
Source: FSO Demographic balance by institutional geographic level (pxweb px-x-0102020000_201) · As of: 2025
Scoring is not "the more, the better". Moderate growth (+5 to +20 % over 10 years) scores best: the municipality is lively without bursting at the seams. Shrinking points to people moving away; very strong growth often means years of construction and strained infrastructure.
Primary school nearby
97
466 m to the nearest primary school (Sportgymnasium Davos) · 4 within 1.5 km
Reliability 70%
Source & details
Source: OpenStreetMap (Overpass)
In Switzerland, a walk of about 1 km is considered a reasonable school route at primary level. A key factor for the “Family” weighting.
Second-home share
21
Seasonal location · 58.9 % second homes in Davos
Reliability 90%
Source & details
Source: Federal Office for Spatial Development (ARE), housing inventory (second homes) · As of: As of 31.03.2026 (ARE)
In Davos, over 20 % of dwellings are second homes. The Second Homes Act therefore applies: new homes may generally only be built as primary residences. Buying and living there yourself is fine, but building a new holiday home is hardly possible any more. Off season, part of the neighbourhood often stands empty.
↓ Theme weakness
Secondary school II
0
No upper secondary school within 15 km
Reliability 60%
Source & details
Source: OpenStreetMap (Overpass)
No upper secondary school is recorded in OpenStreetMap within 15 km. The map is not complete everywhere; one may still exist.
Vacancy rate
80
Very tight · 0.10 % vacant dwellings in Davos
20200.77 %
2021·
2022·
2023·
2024·
20250.1 %
Reliability 85%
Source & details
Source: FSO Vacant dwellings census (LWZ, stats.swiss SDMX CH1.LWZ:DF_LWZ_1) · As of: 2025
The vacancy rate shows how many homes in the municipality stand empty. The higher it is, the more choice and bargaining power you have in your search. A balanced market (~0.5–1.5 %) scores best. A very tight market (< 0.5 %) signals a sought-after location but makes the search hard; lots of vacancy (> 4 %) suggests weakening demand. On the count date of 1 June 2025, 13 homes stood empty.
Safety (crime)
79
Safe · very low rate in CH comparison · 51.2 offences per 1000 inhabitants (canton GR, 2025)
Reliability 60%
Source & details
Source: FSO Police Crime Statistics (px-x-1903020100_101) + cantonal population · As of: 2025
Counts penal-code offences per 1000 inhabitants, but only per CANTON: the Federal Statistical Office does not publish figures per municipality. City cantons (BS, GE) look less safe than they are: commuters, shoppers and tourists drive up the offence count, but only residents are counted. Likewise, large cities raise the cantonal average (e.g. the city of Zurich for canton ZH). Quiet suburbs and rural municipalities are usually safer than the cantonal figure suggests.
Pharmacy nearby
69
1024 m to the nearest pharmacy (DROPA Drogerie Apotheke) · 2 within 1.5 km
Reliability 75%
Source & details
Source: OpenStreetMap (Overpass)
OpenStreetMap pharmacy data is well maintained in Switzerland. The pharmacy also appears in the local-amenities factor but is only scored here, so you can weight it separately (e.g. for families or in retirement).
Playground nearby
15
No playground within 500 m
Reliability 65%
Source & details
Source: OpenStreetMap (Overpass)
Sports facilities
100
223 m to the nearest sports facility · 28 within 3 km
Reliability 70%
Source & details
Source: OpenStreetMap (Overpass)
Facilities come from OpenStreetMap. School sports grounds are counted too. Many are open to the public outside school hours.
Restaurant density
50
Some places in the neighbourhood · 13 restaurants/cafés/bars within 1 km · nearest 697 m
Reliability 75%
Source & details
Source: OpenStreetMap (Overpass)
Lots of restaurants and cafés point to a lively neighbourhood. Whether that is a plus or just bustle is a matter of taste. Depending on your chosen weighting (life situation), this factor counts more or less.
Swimming pool
50
4342 m to the nearest public pool · 2 within 5 km
Reliability 70%
Source & details
Source: OpenStreetMap (Overpass)
Only public pools (outdoor, indoor) from OpenStreetMap are counted. Private garden pools are filtered out.
Age structure
Context
Children 12.1% (somewhat below average) · Seniors 22.9% (above average) · Young 15-34: 20.8% · Mid 35-64: 44.2%
Children12.1 %
Young·
Mid·
Seniors22.9 %
Official population figures (FSO, 2025) in four age groups. Deliberately WITHOUT a score: whether a younger or older municipality suits you better is your preference. The selectable weighting (life situation) can reflect that.
FSO pxweb px-x-0102010000_101 (permanent resident population at 31.12, total) · 2025
Tax burden
75
13.0% tax burden · cheaper than about 75% of Swiss municipalities
Income (CHF/yr)
Tax burden
50’000
8.3 %
80’000
12.3 %
150’000
16.1 %
The table values are based on 2018. By 2026 the burden has shifted by 0–1.5 percentage points depending on the canton. Your personal figure in the Dossier is calculated directly on the current FTA data.
Reliability 85%
Source & details
Source: FTA tax burden statistics 2026 (official evaluation from the online tax calculator) · As of: 2026-01-01
Income-tax burden in a Switzerland-wide comparison (FTA tax-burden statistics). Calculated without church tax (assumption: no denomination).
Source: ElCom electricity price index (federal open data) · As of: 2027
Electricity tariff according to ElCom (the federal electricity regulator), excluding VAT. If several utilities serve a municipality, we show the median tariff.
Property tax
75
Levied by the municipality (not in every municipality) · Graubünden
Reliability 50%
Source & details
Source: FTA tax information property tax (as of 01.01.2025) · As of: As of 01.01.2025 (FTA)
Optional municipal tax of max. 2,0‰ (Art. 18 GKStG). Known municipal rates: Chur 0,5‰, Davos 1,3‰.
Wealth tax
Context
CHF 1’177 per year on net assets of CHF 500’000 (canton 579 + municipality 598)
Calculated for net assets of CHF 500’000. The Swiss median is CHF 1’590. The cantonal schedule is progressive (rate rises with wealth); a different level of assets shifts the amount accordingly. Deliberately without a score: how much wealth tax matters depends on assets we do not know. Church tax is not included (assumption: no denomination).
Rather low premiums · 547 CHF/mo (median, Region 2 · canton GR)
Worth switching? Compare the 2027 premiums in your region and create the cancellation letter. It must reach your insurer by 30 November 2026. Switch health insurer
Reliability 85%
Source & details
Source: FOPH opendata.bagnet.ch Praemien_CH + priminfo.admin.ch premium regions (standard model, with accident cover). Default: adults, deductible 300. · As of: 2027
Median adult premium in the standard model (free choice of doctor, deductible 300, with accident cover). The figure applies to the whole canton. Depending on the premium region within the canton, your premium can be 10–15 % higher or lower.
50
60
70
dB
Day:55–60 dBNight:45–50 dB
By day below the immission limit, in a residential zone (level II, 60 dB) as well as in a mixed or commercial zone (level III, 65 dB).
At night below the immission limit, in a residential zone (level II, 50 dB) as well as in a mixed or commercial zone (level III, 55 dB).
From the building-zone type “Wohnzonen”, sensitivity level II follows most plausibly. Derived, not verified. The level itself is assigned by the canton in the land-use plan (Art. 44 NAO).
The light line inside the bar is the class midpoint: a display value for the score and the municipal comparison, not a measurement. An arrow at the edge means the class is open on that side.
PW = planning value (preventive limit for new buildings) · IGW = immission limit value (60 or 65 dB by day depending on the sensitivity level; the hatched range) · Alarm = alarm value (above it, the noise source must be remediated)
dB
Day:<40 dB
By day below the immission limit, in a residential zone (level II, 60 dB) as well as in a mixed or commercial zone (level III, 65 dB).
From the building-zone type “Wohnzonen”, sensitivity level II follows most plausibly. Derived, not verified. The level itself is assigned by the canton in the land-use plan (Art. 44 NAO).
The light line inside the bar is the class midpoint: a display value for the score and the municipal comparison, not a measurement. An arrow at the edge means the class is open on that side.
PW = planning value (preventive limit for new buildings) · IGW = immission limit value (60 or 65 dB by day depending on the sensitivity level; the hatched range) · Alarm = alarm value (above it, the noise source must be remediated)
8
15
30
Nights without cooling below 20 °C. Sleep-critical, especially under roofs.
lowmidhigh
Position: Healthy market
lowmidhigh
Position: Upper quartile CH
Loading map …
Layers
At 10:00 this address is in the sun.Sun: azimuth 148°, altitude 13°
Source and method
Method: shadows cast by the OpenStreetMap footprints at the selected time. Terrain shade is not included in this map.
Buildings: 58 neighbouring buildings from OpenStreetMap included in the calculation.
Building heights: no entry in OpenStreetMap. They are estimated from the building type. A model, not a survey.
Reference point: eye level on the ground floor, not the roof and not a single façade.
Sun path & terrain horizon
Sun hours per month
Confidence: high
For June, Ubivo calculates about 9 h of direct sun per day here.Enough for vegetables, berries or a balcony garden? Plan it with Arboreon.
On 21 Dec the sun is above the terrain horizon here from about 10:00 to 15:25.
Source and method
Method: sun position (Grena A3) for 2026, drawn against the terrain horizon. Buildings are not part of this diagram.
Terrain: horizon profile from the elevation model (swisstopo, Open-Meteo fallback), 16 directions up to 12 km.
Sunniest month: Jul at 9.2 h/day · least sunny: Jan at 3.8 h/day.
Source and method
Method: geometrically possible direct sun on the 15th of each month, expressed in hours per day.
Terrain: horizon profile from the elevation model (swisstopo, Open-Meteo fallback), 16 directions up to 12 km.
Buildings: 58 neighbouring buildings from OpenStreetMap included in the calculation.
Building heights: no entry in OpenStreetMap. They are estimated from the building type. A model, not a survey.
Irradiation: PVGIS (EU JRC), horizontal surface, kWh/m² per month. These are converted into peak sun hours per day (1 kWh/m² ≈ 1 hour) and combined with the geometry. The curve therefore includes average cloud cover.
Reference point: eye level on the ground floor, not the roof and not a single façade.
Façade orientation: unknown. The calculation covers all directions, not one particular window.
Three different quantities in the report: “Sunlight” is the geometrically possible direct sun on the 20 March reference day (hours). This curve shows hours per day and month, average cloud cover included. “Winter sun” is the measured sunshine duration in December and January (hours per day, ERA5 grid of about 9 km, without terrain or building shade).