Living within 45 minutes of St. Gallen by e-bike

Every municipality from which you reach St. Gallen within 45 minutes by e-bike, sorted by total annual cost. Calculated on the cycle paths and roads of OpenStreetMap, with an allowance for climbs. Different time, household or workplace: use the form below.

Other times for St. Gallen

30 min car 45 min public transport 45 min car45 min e-bike

28 municipalities within 45 minutes of St. Gallen by e-bike

Costs for: Couple, no kids, gross income CHF 100,000 per year.

The cheapest is Schlatt-Haslen at CHF 20,795 per year, CHF 4,500 less than St. Gallen.

9 municipalities are borderline: within the time at 21 km/h and 2 minutes per 100 metres of climbing, outside at 19 km/h and 3 minutes.

For comparison, St. Gallen itself: CHF 25,337 per year.

1.Schlatt-Haslen (AI)about 46 min Borderline
CHF 20,795 per yearCHF 4,500 less than St. Gallen
to work 40 min, back 46 min
25 fog days (Oct. to Feb.)Check an address there
2.Mörschwil (SG)about 28 min
CHF 21,480 per yearCHF 3,900 less than St. Gallen
32 fog days (Oct. to Feb.)Tax rate 67 %Check an address there
3.Horn (TG)about 44 min Borderline
CHF 21,793 per yearCHF 3,500 less than St. Gallen
to work 44 min, back 35 min
38 fog days (Oct. to Feb.)Check an address there
4.Tübach (SG)about 41 min
CHF 22,012 per yearCHF 3,300 less than St. Gallen
to work 41 min, back 32 min
33 fog days (Oct. to Feb.)Tax rate 79 %Check an address there
5.Goldach (SG)about 41 min
CHF 22,769 per yearCHF 2,600 less than St. Gallen
to work 41 min, back 32 min
32 fog days (Oct. to Feb.)Tax rate 99 %Check an address there
6.Teufen (AR)about 29 min
CHF 23,084 per yearCHF 2,300 less than St. Gallen
to work 22 min, back 29 min
26 fog days (Oct. to Feb.)Check an address there
7.Rorschacherberg (SG)about 44 min Borderline
CHF 23,096 per yearCHF 2,200 less than St. Gallen
to work 44 min, back 37 min
31 fog days (Oct. to Feb.)Tax rate 105 %Check an address there
8.Andwil (SG)about 34 min
CHF 23,355 per yearCHF 2,000 less than St. Gallen
29 fog days (Oct. to Feb.)Tax rate 113 %Check an address there
9.Häggenschwil (SG)about 37 min
CHF 23,458 per yearCHF 1,900 less than St. Gallen
to work 37 min, back 32 min
32 fog days (Oct. to Feb.)Tax rate 115 %Check an address there
10.Roggwil (TG)about 33 min
CHF 23,566 per yearCHF 1,800 less than St. Gallen
to work 33 min, back 26 min
32 fog days (Oct. to Feb.)Check an address there
11.Wittenbach (SG)about 22 min
CHF 23,572 per yearCHF 1,800 less than St. Gallen
31 fog days (Oct. to Feb.)Tax rate 119 %Check an address there
12.Untereggen (SG)about 30 min
CHF 23,647 per yearCHF 1,700 less than St. Gallen
32 fog days (Oct. to Feb.)Tax rate 119 %Check an address there
13.Rorschach (SG)about 47 min Borderline
CHF 23,679 per yearCHF 1,700 less than St. Gallen
to work 47 min, back 38 min
35 fog days (Oct. to Feb.)Tax rate 129 %Check an address there
14.Steinach (SG)about 44 min Borderline
CHF 23,762 per yearCHF 1,600 less than St. Gallen
to work 44 min, back 34 min
35 fog days (Oct. to Feb.)Tax rate 122 %Check an address there
15.Waldkirch (SG)about 39 min
CHF 23,846 per yearCHF 1,500 less than St. Gallen
30 fog days (Oct. to Feb.)Tax rate 122 %Check an address there
16.Eggersriet (SG)about 39 min
CHF 23,862 per yearCHF 1,500 less than St. Gallen
28 fog days (Oct. to Feb.)Tax rate 120 %Check an address there
17.Berg (SG)about 34 min
CHF 23,907 per yearCHF 1,400 less than St. Gallen
to work 34 min, back 28 min
32 fog days (Oct. to Feb.)Tax rate 123 %Check an address there
18.Gaiserwald (SG)about 20 min
CHF 24,151 per yearCHF 1,200 less than St. Gallen
30 fog days (Oct. to Feb.)Tax rate 99 %Check an address there
19.Speicher (AR)about 31 min
CHF 24,354 per yearCHF 1,000 less than St. Gallen
to work 22 min, back 31 min
26 fog days (Oct. to Feb.)Check an address there
20.Gossau (SG)about 30 min
CHF 24,376 per yearCHF 1,000 less than St. Gallen
30 fog days (Oct. to Feb.)Tax rate 116 %Check an address there
21.Stein (AR)about 24 min
CHF 24,474 per yearCHF 900 less than St. Gallen
to work 19 min, back 24 min
28 fog days (Oct. to Feb.)Check an address there
22.Bühler (AR)about 41 min
CHF 24,474 per yearCHF 900 less than St. Gallen
to work 33 min, back 41 min
23 fog days (Oct. to Feb.)Check an address there
23.Waldstatt (AR)about 44 min Borderline
CHF 24,474 per yearCHF 900 less than St. Gallen
to work 37 min, back 44 min
25 fog days (Oct. to Feb.)Check an address there
24.Grub (AR)about 49 min Borderline
CHF 24,922 per yearCHF 400 less than St. Gallen
to work 44 min, back 49 min
23 fog days (Oct. to Feb.)Check an address there
25.Herisau (AR)about 34 min
CHF 24,984 per yearCHF 400 less than St. Gallen
28 fog days (Oct. to Feb.)Check an address there
26.Rehetobel (AR)about 48 min Borderline
CHF 25,104 per yearCHF 200 less than St. Gallen
to work 39 min, back 48 min
24 fog days (Oct. to Feb.)Check an address there
27.Hundwil (AR)about 49 min Borderline
CHF 25,234 per yearCHF 100 less than St. Gallen
to work 40 min, back 49 min
25 fog days (Oct. to Feb.)Check an address there
28.Trogen (AR)about 38 min
CHF 25,484 per yearCHF 100 more than St. Gallen
to work 31 min, back 38 min
23 fog days (Oct. to Feb.)Check an address there

All 28 municipalities shown.

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Different time, household or place

How to read these figures

Bike and e-bike: riding time calculated by Ubivo on the cycle paths and roads of OpenStreetMap (OSRM route planner, bicycle profile), between inhabited points of the home municipality and of the workplace municipality (one to five depending on size, weighted by population; the median is shown). Base speed 17 km/h by bike, 20 km/h by e-bike (assisted up to 25 km/h), plus 5 minutes by bike and 2.5 minutes by e-bike for every 100 metres of climbing; downhill 2 or 1 minute less per 100 metres, but never faster than 25 km/h. This is an assumption by Ubivo for adults who commute regularly, not an official value. The slower direction counts; where the two differ clearly, both are shown. «Borderline» means: with a slightly faster or slower assumption (bike 16 to 18 km/h and 4 to 6 minutes per 100 metres, e-bike 19 to 21 km/h and 2 to 3 minutes) the municipality is once within and once outside the time.
Limits: the times apply between typical residential locations, not from your door. Traffic lights and junctions are only covered by the base speed; weather, luggage and fitness not at all. Where OpenStreetMap has gaps, paths are missing or mapped wrongly. Ferries and taking the bike on the train are excluded.
Total annual cost: income tax, health insurance premiums (deductible 300) and electricity (4,500 kWh) for the chosen household, without commuting costs. Differences rounded to CHF 100.
Rents and property prices are not included; there is no data per municipality.
Do you pay tax at source, for example on a B permit? Then differences between municipalities in a canton only matter to you under a subsequent ordinary assessment.
The deduction from your salary is the same in every municipality of a canton. From a gross salary of CHF 120,000 a year you are assessed under the ordinary procedure automatically, below that on application by 31 March of the following year; your municipality’s tax rate then applies. Tax at source and where you live

Bike and e-bike times: Ubivo calculation with OSRM on data © OpenStreetMap contributors (ODbL), Geofabrik extract of 31/10/2026; elevation: swisstopo, swissALTIRegio; residential locations: Federal Statistical Office (FSO), STATPOP 2024. Costs: FTA (taxes 2026), FOPH (health insurance 2027), ElCom (electricity 2027). Fog days: MeteoSwiss, average 2023-2025, October to February. Methodology and data sources

Major workplaces