Municipality profile
Taxes & Cost of Living in Speicher
Speicher · Canton of AR
Here is how expensive life in Speicher is compared to all ~2,100 municipalities in Switzerland — income tax, health insurance premium and electricity in one honest annual figure, calculated with the same engine as our address-precise location reports.
Total-cost rank 854 of 2,098 in Switzerland for a couple without children — about CHF 23,953 per year for tax, health insurance and electricity.
Total annual cost by profile
Tax + health insurance + electricity per year for four standard households, with the rank among all Swiss municipalities and within the canton.
| Household | Total cost/year | Rank CH | Rank canton |
|---|---|---|---|
Single · CHF 80,000 Tax CHF 9,456 · health insurance 6,480 · electricity 1,293 | CHF 17,229 | 591 / 2,098 | 6 / 20 |
Couple, no children · CHF 100,000 Tax CHF 9,700 · health insurance 12,960 · electricity 1,293 | CHF 23,953 | 854 / 2,098 | 6 / 20 |
Family, 1 income · CHF 100,000 Tax CHF 6,190 · health insurance 15,408 · electricity 1,293 | CHF 22,891 | 924 / 2,098 | 6 / 20 |
Retired couple · CHF 80,000 Tax CHF 8,176 · health insurance 12,960 · electricity 1,293 | CHF 22,429 | 858 / 2,098 | 6 / 20 |
Tax split: municipality versus canton
How income tax is split across the levels of government — the municipal share is the lever that moving home shifts.
- Federal
- CHF 1,705
- Canton
- CHF 5,651
- Municipality
- CHF 6,165
- Church
- CHF 0
- Poll tax
- CHF 0
FTA reference profile: single earner with CHF 100,000 gross income, in CHF per year.
Health insurance premium
CHF 540 per month
Cantonal median (no separate premium region)
Adults, standard model with deductible 300, median across all insurers (2026).
Electricity price
28.74 cent./kWh — CHF 1,293 per year
Standard household H4 (4,500 kWh), median of local grid operators, ElCom 2026.
Vacancy rate
0.87% vacant dwellings
FSO vacant-dwelling count, reference date 1 June 2025.
Population & demographics
4,502 residents
+7.7% over ten years (2014 → 2024)
18% children · 21% aged 65+
Source: FSO (2017).
Cost map of the Canton of AR
Each municipality is coloured by its total annual cost; Speicher is highlighted.
Cheaper neighbouring municipalities
Nearest municipalities with lower total cost for a couple without children (CHF 100,000):
Frequently asked questions about Speicher
- How high are the taxes in Speicher?
- A single earner with CHF 100,000 gross income pays an income tax of about CHF 13,521 per year in Speicher (federal, cantonal, municipal and church combined, FTA 2025).
- What does living in Speicher cost?
- For a couple without children, tax, health insurance and electricity add up to about CHF 23,953 per year in Speicher — rank 854 of 2,098 among all Swiss municipalities.
- Are there cheaper municipalities near Speicher?
- Yes: around Speicher some municipalities have a lower total cost for the same profile — the neighbour comparison on this page shows them with the annual saving.
The exact truth for your address in Speicher
Municipality values are an approximation. The Deep Report calculates address-precise — with deductions, wealth, deductible choice, commute time and over 60 location factors.
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