Municipality profile
Taxes & Cost of Living in Balerna
Balerna · Canton of TI
Here is how expensive life in Balerna is compared to all ~2,100 municipalities in Switzerland — income tax, health insurance premium and electricity in one honest annual figure, calculated with the same engine as our address-precise location reports.
Total-cost rank 1,251 of 2,124 in Switzerland for a couple without children — about CHF 26,873 per year for tax, health insurance and electricity.
Note: for the canton of TI the FTA has not yet adopted 2026 rates — the tax figures on this page are from 2025. The other cantons are already on 2026.
Tax rate Balerna
75 % (municipal tax multiplier, in % of the cantonal tax)
Municipal tax rate 2026 as published by the canton. Tax rates are not comparable across cantons — the label states what the figure refers to. The amount in francs is in the table below.
Total annual cost by profile
Tax + health insurance + electricity per year for four standard households, with the rank among all Swiss municipalities and within the canton.
| Household | Total cost/year | Rank CH | Rank canton |
|---|---|---|---|
Single · CHF 80,000 Tax CHF 8,784 · health insurance 8,880 · electricity 1,263 | CHF 18,927 | 990 / 2,124 | 36 / 106 |
Couple, no children · CHF 100,000 Tax CHF 7,850 · health insurance 17,760 · electricity 1,263 | CHF 26,873 | 1,251 / 2,124 | 58 / 106 |
Family, 1 income · CHF 100,000 Tax CHF 2,720 · health insurance 21,120 · electricity 1,263 | CHF 25,103 | 1,319 / 2,124 | 71 / 106 |
Retired couple · CHF 80,000 Tax CHF 6,392 · health insurance 17,760 · electricity 1,263 | CHF 25,415 | 1,387 / 2,124 | 58 / 106 |
Tax split: municipality versus canton
How income tax is split across the levels of government — the municipal share is the lever that moving home shifts.
- Federal
- CHF 1,705
- Canton
- CHF 6,641
- Municipality
- CHF 4,981
- Church
- CHF 0
- Poll tax
- CHF 20
FTA reference profile: single earner with CHF 100,000 gross income, in CHF per year.
Tax-burden trend 2018 → 2025
12.3 % → 13.3 % of income
Up 1.02 percentage points
Reference profile of the FTA index: single, CHF 100,000 gross income. Shows where this municipality’s tax burden has moved — across Switzerland 1,605 municipalities became more expensive and 419 cheaper. Your own burden depends on income and household; the location report computes it.
Health insurance premium
CHF 740 per month
Premium region 1
Adults, standard model with deductible 300, median across all insurers (2026).
Electricity price
28.07 cent./kWh — CHF 1,263 per year
Standard household H4 (4,500 kWh), median of local grid operators, ElCom 2026.
Vacancy rate
4.49% vacant dwellings
FSO vacant-dwelling count, reference date 1 June 2025.
Second homes
11.7 % second-home share
Below the 20 % threshold at which the Second Homes Act blocks new second homes.
Source: ARE, housing inventory, second-home share.
Population & demographics
3,415 residents
+0.7% over ten years (2015 → 2025)
11% children · 24% aged 65+
Source: FSO (2025).
Climate and environment in the municipality
How many hot, cold, wet and foggy days per year — and how high the radon probability is. Measured at the municipal centroid.
Radon probability (%)
11
Radon: FOPH radon map, modelled exceedance probability at the municipal centroid.
What applies in canton TI
These three figures apply canton-wide, not just to this municipality — the data only exists at cantonal level.
Property transfer tax on purchase
1.20 % of the purchase price
Depending on the municipality 1.10–1.30 % (optional municipal levy).
Replacing a fossil heating system
Minimum renewable share required
At least 10 % renewable when replacing a fossil heating system in residential buildings (RUEn art. 29; LEn/RUEn amendments as of 1.1.2024); central electric heaters must be replaced by 31.12.2038.
As of 07/2026 · checked against the cantonal primary source
Property tax
Levied
1 ‰ of the taxable value
Mandatory municipal tax of 1‰ of the tax value. The cantonal property tax applies only to legal entities (1,5‰ ord., 3‰ for associations/foundations).
As of 01.01.2025
Wealth tax structure
Progressive
The amount depends on your municipality’s tax multiplier — the location report computes it. This only shows how the canton structures the tariff.
As of 01.01.2024
Offences (canton)
40.1 per 1,000 inhabitants
FSO police crime statistics 2025, offences under the Criminal Code by canton.
Cost map of the Canton of TI
Each municipality is coloured by its total annual cost; Balerna is highlighted.
Click any municipality to open it. Blue outline: cheaper than here.
To the interactive cost-of-living map →Cheaper neighbouring municipalities
Nearest municipalities with lower total cost for a couple without children (CHF 100,000):
Nearby municipalities
The municipalities closest to Balerna — with the same cost data.
Where Balerna stands nationally
The same figures, compared with every municipality.
Frequently asked questions about Balerna
- How high are the taxes in Balerna?
- A single earner with CHF 100,000 gross income pays an income tax of about CHF 13,347 per year in Balerna (federal, cantonal, municipal and church combined, FTA 2025).
- What does living in Balerna cost?
- For a couple without children, tax, health insurance and electricity add up to about CHF 26,873 per year in Balerna — rank 1,251 of 2,124 among all Swiss municipalities.
- Are there cheaper municipalities near Balerna?
- Yes: around Balerna some municipalities have a lower total cost for the same profile — the neighbour comparison on this page shows them with the annual saving.
The exact truth for your address in Balerna
Municipality values are an approximation. The Deep Report calculates address-precise — with deductions, wealth, deductible choice, commute time and over 60 location factors.
Deep Report for CHF 79 — one-off, no subscription.