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Taxes & Cost of Living in Chiasso

Chiasso · Canton of TI

Health insurance, taxes and electricity in Chiasso at a glance, and where it is cheaper nearby.

Costs

What you pay here per year

For a couple without children earning CHF 100,000

Health insurance
CHF 18,336 a year

2 adults at CHF 764 a month each · Deductible 300, median of all insurers · Premiums 2027

Compared with 2026 that is CHF 24 more per month per adult, about CHF 288 a year.

Taxes
CHF 8,360 a year

Income tax · Tax year 2026

Tax rate: 88 %

Electricity
CHF 1,179 a year

Household using 4,500 kWh, 26.20 cent./kWh · Tariff 2027

Calculate precisely for your address

The figures above apply to the whole municipality. With your address you see what applies at exactly that spot, free and without an account.

Tax rate Chiasso

88 %

municipal tax multiplier, in % of the cantonal tax

Municipal tax rate 2026 as published by the canton. Tax rates are not comparable across cantons. The label states what the figure refers to. The amount in francs is in the table below.

Tax-burden trend 2018 → 2026

15.1 % → 14.2 % of income

Down 0.94 percentage points

Reference profile: single, CHF 100,000 gross income, both years calculated with the FTA tax calculator. The same franc amount is compared. Because cantons adjust their tariffs for inflation, the burden on it falls almost everywhere. The meaningful comparison is therefore the Swiss median: -1.22 percentage points (1,996 municipalities down, 35 up). Your own burden depends on income and household; the location report calculates it.

Tax split: municipality versus canton

How income tax is split across the levels of government. The municipal share is the lever that moving home shifts.

Federal
CHF 1,701
Canton
CHF 6,641
Municipality
CHF 5,844
Church
CHF 0
Poll tax
CHF 20

FTA reference profile: single earner with CHF 100,000 gross income, in CHF per year.

Health insurance premium

CHF 764 per month

Premium region 1

Adults, standard model with deductible 300, median across all insurers (2027).

Cheapest insurers 2027

Adults, standard model, deductible 300, per month

  1. 1. AgrisanoCHF 713.00
  2. 2. GalenosCHF 726.60
  3. 3. AquilanaCHF 732.50

Full ranking: Premium region Ticino 1

Worth switching? Compare the 2027 premiums in your region and create the cancellation letter. It must reach your insurer by 30 November 2026. Switch health insurer

Premiums since 2011

+93.1 %

cantonal premium since 2011

Canton of Ticino: CHF 390 → CHF 753 per month (2011 → 2027)

Switzerland over the same period: +79.5 %

Chiasso belongs to premium region Ticino 1.

Premium region Ticino 1, 2026 → 2027: CHF 24 more per month (+3.2 %)

Cantonal value, not a value for the municipality of Chiasso: median of all offers in the canton for one adult (standard model with accident cover, deductible 300), calculated the same way every year. There is no series per municipality.

Trend for all cantons

Electricity price

26.20 cent./kWh · CHF 1,179 per year

Standard household H4 (4,500 kWh), median of local grid operators, ElCom 2027.

All together, a couple without children earning CHF 100,000 pays about CHF 27,875 a year in Chiasso for taxes, health insurance and electricity. That is rank 1,370 of 2,110 Swiss municipalities; rank 1 is the cheapest.

Total annual cost by profile

Tax + health insurance + electricity per year for four standard households, with the rank among all Swiss municipalities and within the canton.
HouseholdTotal cost/yearRank CHRank canton
Single · CHF 80,000
Tax CHF 9,360 · health insurance 9,168 · electricity 1,179
CHF 19,7071,093 / 2,11077 / 100
Couple, no children · CHF 100,000
Tax CHF 8,360 · health insurance 18,336 · electricity 1,179
CHF 27,8751,370 / 2,11082 / 100
Family, 1 income · CHF 100,000
Tax CHF 2,910 · health insurance 22,284 · electricity 1,179
CHF 26,3731,370 / 2,11080 / 100
Retired couple · CHF 80,000
Tax CHF 6,808 · health insurance 18,336 · electricity 1,179
CHF 26,3231,456 / 2,11081 / 100
Values for the whole municipality: They apply to standard households. What you pay yourself depends on your deductions, your wealth, your insurer and deductible, and your exact address. That is what the Dossier calculates.
Sources: FTA (tax 2026), FOPH (health insurance 2027), ElCom (electricity 2027), FSO (vacancies & demographics). View all data sources

Housing & environment

Vacancy rate

7.58% vacant dwellings

FSO vacant-dwelling count, reference date 1 June 2025.

Second homes

18.1 % second-home share

Below the 20 % threshold at which the Second Homes Act blocks new second homes.

Source: ARE, housing inventory, second-home share.

Population & demographics

7,677 residents

-6.1% over ten years (2015 → 2025)

11% children · 27% aged 65+

Source: FSO (2025).

Climate and environment in the municipality

How many hot, cold, wet and foggy days there are per year, and how high the radon probability is. Measured at the municipal centroid.
Radon probability (%)
14

Radon: FOPH radon map, modelled exceedance probability at the municipal centroid.

What applies in canton TI

These figures apply canton-wide, not just to this municipality. The data only exists at cantonal level.

Property transfer tax on purchase

1.20 % of the purchase price

Depending on the municipality 1.10–1.30 % (optional municipal levy).

Replacing a fossil heating system

Minimum renewable share required

At least 10 % renewable when replacing a fossil heating system in residential buildings (RUEn art. 29; LEn/RUEn amendments as of 1.1.2024); central electric heaters must be replaced by 31.12.2038.

As of 07/2026 · checked against the cantonal primary source

Property tax

Levied

1 ‰ of the taxable value

Mandatory municipal tax of 1‰ of the tax value. The cantonal property tax applies only to legal entities (1,5‰ ord., 3‰ for associations/foundations).

As of 01.01.2025

Wealth tax structure

Progressive

The amount depends on your municipality’s tax multiplier. The location report computes it. This only shows how the canton structures the tariff.

As of 01.01.2024

Offences (canton)

40.1 per 1,000 inhabitants

FSO police crime statistics 2025, offences under the Criminal Code by canton.

Surroundings

Cost map of the Canton of TI

Each municipality is coloured by its total annual cost; Chiasso is highlighted.

cheapermore expensive

Click any municipality to open it. Blue outline: cheaper than here.

To the interactive cost-of-living map →
Cost map for the canton of Ticino: every municipality compared →

Cheaper neighbouring municipalities

Nearest municipalities with lower total cost for a couple without children (CHF 100,000):

Nearby municipalities

The municipalities closest to Chiasso, with the same cost data.

Where Chiasso stands nationally

The same figures, compared with every municipality.

Frequently asked questions about Chiasso

How high are the taxes in Chiasso?
A single earner with CHF 100,000 gross income pays an income tax of about CHF 14,206 per year in Chiasso (federal, cantonal, municipal and church combined, FTA 2026).
What does living in Chiasso cost?
For a couple without children, tax, health insurance and electricity add up to about CHF 27,875 per year in Chiasso. That is rank 1,370 of 2,110 among all Swiss municipalities.
Are there cheaper municipalities near Chiasso?
Yes: around Chiasso some municipalities have a lower total cost for the same profile. The neighbour comparison on this page shows them with the annual saving.

Your address in Chiasso, calculated precisely

Municipality values are an approximation. The Dossier calculates at address level, with deductions, wealth, deductible choice, commute time and over 60 location factors.

Dossier for CHF 79. One-off, no subscription.