Taxes & Cost of Living in Balm bei Günsberg
Balm bei Günsberg · Canton of SO
Health insurance, taxes and electricity in Balm bei Günsberg at a glance, and where it is cheaper nearby.
Costs
What you pay here per year
For a couple without children earning CHF 100,000
- Health insurance
- CHF 14,976 a year
- Electricity
- CHF 1,134 a year
2 adults at CHF 624 a month each · Deductible 300, median of all insurers · Premiums 2027
Compared with 2026 that is CHF 18 more per month per adult, about CHF 216 a year.
Household using 4,500 kWh, 25.19 cent./kWh · Tariff 2027
Calculate precisely for your address
The figures above apply to the whole municipality. With your address you see what applies at exactly that spot, free and without an account.
Tax rate Balm bei Günsberg
100 %
municipal tax multiplier in % of the simple state tax
Municipal tax rate 2026 as published by the canton. Tax rates are not comparable across cantons. The label states what the figure refers to. The amount in francs is in the table below.
Tax-burden trend 2018 → 2026
15.8 % → 15.4 % of income
Down 0.40 percentage points
Reference profile: single, CHF 100,000 gross income, both years calculated with the FTA tax calculator. The same franc amount is compared. Because cantons adjust their tariffs for inflation, the burden on it falls almost everywhere. The meaningful comparison is therefore the Swiss median: -1.22 percentage points (1,996 municipalities down, 35 up). Your own burden depends on income and household; the location report calculates it.
Tax split: municipality versus canton
How income tax is split across the levels of government. The municipal share is the lever that moving home shifts.
- Federal
- CHF 1,701
- Canton
- CHF 6,939
- Municipality
- CHF 6,672
- Church
- CHF 0
- Poll tax
- CHF 50
FTA reference profile: single earner with CHF 100,000 gross income, in CHF per year.
Health insurance premium
CHF 624 per month
Cantonal median (no separate premium region)
Adults, standard model with deductible 300, median across all insurers (2027).
Cheapest insurers 2027
Adults, standard model, deductible 300, per month
- 1. AgrisanoCHF 582.40
- 2. SumiswalderCHF 596.30
- 3. ÖKKCHF 597.00
Worth switching? Compare the 2027 premiums in your region and create the cancellation letter. It must reach your insurer by 30 November 2026. Switch health insurer
Premiums since 2011
+89.1 %
cantonal premium since 2011
Canton of Solothurn: CHF 330 → CHF 624 per month (2011 → 2027)
Switzerland over the same period: +79.5 %
The whole canton forms a single premium region (Solothurn).
Premium region Solothurn, 2026 → 2027: CHF 18 more per month (+3.0 %)
Cantonal value, not a value for the municipality of Balm bei Günsberg: median of all offers in the canton for one adult (standard model with accident cover, deductible 300), calculated the same way every year. There is no series per municipality.
Electricity price
25.19 cent./kWh · CHF 1,134 per year
Standard household H4 (4,500 kWh), median of local grid operators, ElCom 2027.
All together, a couple without children earning CHF 100,000 pays about CHF 26,480 a year in Balm bei Günsberg for taxes, health insurance and electricity. That is rank 1,112 of 2,110 Swiss municipalities; rank 1 is the cheapest.
Total annual cost by profile
Tax + health insurance + electricity per year for four standard households, with the rank among all Swiss municipalities and within the canton.
| Household | Total cost/year | Rank CH | Rank canton |
|---|---|---|---|
Single · CHF 80,000 Tax CHF 10,872 · health insurance 7,488 · electricity 1,134 | CHF 19,494 | 1,041 / 2,110 | 8 / 104 |
Couple, no children · CHF 100,000 Tax CHF 10,370 · health insurance 14,976 · electricity 1,134 | CHF 26,480 | 1,112 / 2,110 | 8 / 104 |
Family, 1 income · CHF 100,000 Tax CHF 5,450 · health insurance 18,024 · electricity 1,134 | CHF 24,608 | 1,031 / 2,110 | 7 / 104 |
Retired couple · CHF 80,000 Tax CHF 8,176 · health insurance 14,976 · electricity 1,134 | CHF 24,286 | 1,057 / 2,110 | 8 / 104 |
Housing & environment
Vacancy rate
2.17% vacant dwellings
FSO vacant-dwelling count, reference date 1 June 2025.
Population & demographics
213 residents
+5.4% over ten years (2015 → 2025)
14% children · 32% aged 65+
Source: FSO (2025).
What applies in canton SO
These figures apply canton-wide, not just to this municipality. The data only exists at cantonal level.
Property transfer tax on purchase
2.20 % of the purchase price
Residential property permanently + exclusively owner-occupied (primary residence): fully exempt (§ 207 Abs. 1 lit. g StG). Not for holiday homes/multi-family houses.
Replacing a fossil heating system
No replacement obligation
Energy act of 1991; revisions rejected at the ballot in 2018 and 2025 — currently no cantonal renewable requirement when replacing the heating.
As of 07/2026 · checked against the cantonal primary source
Property tax
None
The canton does not levy this tax in any form.
As of 01.01.2025
Wealth tax structure
Progressive
The amount depends on your municipality’s tax multiplier. The location report computes it. This only shows how the canton structures the tariff.
As of 01.01.2024
Offences (canton)
80.5 per 1,000 inhabitants
FSO police crime statistics 2025, offences under the Criminal Code by canton.
Surroundings
Cost map of the Canton of SO
Each municipality is coloured by its total annual cost; Balm bei Günsberg is highlighted.
Click any municipality to open it. Blue outline: cheaper than here.
To the interactive cost-of-living map →Cheaper neighbouring municipalities
Nearest municipalities with lower total cost for a couple without children (CHF 100,000):
Nearby municipalities
The municipalities closest to Balm bei Günsberg, with the same cost data.
Where Balm bei Günsberg stands nationally
The same figures, compared with every municipality.
Frequently asked questions about Balm bei Günsberg
- How high are the taxes in Balm bei Günsberg?
- A single earner with CHF 100,000 gross income pays an income tax of about CHF 15,362 per year in Balm bei Günsberg (federal, cantonal, municipal and church combined, FTA 2026).
- What does living in Balm bei Günsberg cost?
- For a couple without children, tax, health insurance and electricity add up to about CHF 26,480 per year in Balm bei Günsberg. That is rank 1,112 of 2,110 among all Swiss municipalities.
- Are there cheaper municipalities near Balm bei Günsberg?
- Yes: around Balm bei Günsberg some municipalities have a lower total cost for the same profile. The neighbour comparison on this page shows them with the annual saving.
Your address in Balm bei Günsberg, calculated precisely
Municipality values are an approximation. The Dossier calculates at address level, with deductions, wealth, deductible choice, commute time and over 60 location factors.
Dossier for CHF 79. One-off, no subscription.