Taxes & Cost of Living in Iffwil
Iffwil · Canton of BE
Health insurance, taxes and electricity in Iffwil at a glance, and where it is cheaper nearby.
Costs
What you pay here per year
For a couple without children earning CHF 100,000
- Health insurance
- CHF 15,216 a year
- Electricity
- CHF 1,304 a year
2 adults at CHF 634 a month each · Deductible 300, median of all insurers · Premiums 2027
Compared with 2026 that is CHF 22 more per month per adult, about CHF 264 a year.
Household using 4,500 kWh, 28.98 cent./kWh · Tariff 2027
Calculate precisely for your address
The figures above apply to the whole municipality. With your address you see what applies at exactly that spot, free and without an account.
Tax rate Iffwil
1.1
municipal tax rate, factor of the simple cantonal tax
Municipal tax rate 2026 as published by the canton. Tax rates are not comparable across cantons. The label states what the figure refers to. The amount in francs is in the table below.
Tax-burden trend 2018 → 2026
16.8 % → 14.9 % of income
Down 1.82 percentage points
Reference profile: single, CHF 100,000 gross income, both years calculated with the FTA tax calculator. The same franc amount is compared. Because cantons adjust their tariffs for inflation, the burden on it falls almost everywhere. The meaningful comparison is therefore the Swiss median: -1.22 percentage points (1,996 municipalities down, 35 up). Your own burden depends on income and household; the location report calculates it.
Tax split: municipality versus canton
How income tax is split across the levels of government. The municipal share is the lever that moving home shifts.
- Federal
- CHF 1,701
- Canton
- CHF 9,663
- Municipality
- CHF 3,573
- Church
- CHF 0
- Poll tax
- CHF 0
FTA reference profile: single earner with CHF 100,000 gross income, in CHF per year.
Health insurance premium
CHF 634 per month
Premium region 2
Adults, standard model with deductible 300, median across all insurers (2027).
Cheapest insurers 2027
Adults, standard model, deductible 300, per month
- 1. ÖKKCHF 590.00
- 2. SumiswalderCHF 596.10
- 3. Luzerner HinterlandCHF 599.30
Worth switching? Compare the 2027 premiums in your region and create the cancellation letter. It must reach your insurer by 30 November 2026. Switch health insurer
Premiums since 2011
+62.1 %
cantonal premium since 2011
Canton of Bern: CHF 393 → CHF 637 per month (2011 → 2027)
Switzerland over the same period: +79.5 %
Iffwil belongs to premium region Bern 2.
Premium region Bern 2, 2026 → 2027: CHF 22 more per month (+3.6 %)
Cantonal value, not a value for the municipality of Iffwil: median of all offers in the canton for one adult (standard model with accident cover, deductible 300), calculated the same way every year. There is no series per municipality.
Electricity price
28.98 cent./kWh · CHF 1,304 per year
Standard household H4 (4,500 kWh), median of local grid operators, ElCom 2027.
All together, a couple without children earning CHF 100,000 pays about CHF 27,730 a year in Iffwil for taxes, health insurance and electricity. That is rank 1,335 of 2,110 Swiss municipalities; rank 1 is the cheapest.
Total annual cost by profile
Tax + health insurance + electricity per year for four standard households, with the rank among all Swiss municipalities and within the canton.
| Household | Total cost/year | Rank CH | Rank canton |
|---|---|---|---|
Single · CHF 80,000 Tax CHF 10,616 · health insurance 7,608 · electricity 1,304 | CHF 19,528 | 1,055 / 2,110 | 7 / 334 |
Couple, no children · CHF 100,000 Tax CHF 11,210 · health insurance 15,216 · electricity 1,304 | CHF 27,730 | 1,335 / 2,110 | 12 / 334 |
Family, 1 income · CHF 100,000 Tax CHF 7,200 · health insurance 18,312 · electricity 1,304 | CHF 26,816 | 1,445 / 2,110 | 66 / 334 |
Retired couple · CHF 80,000 Tax CHF 9,328 · health insurance 15,216 · electricity 1,304 | CHF 25,848 | 1,360 / 2,110 | 19 / 334 |
Housing & environment
Vacancy rate
0.00% vacant dwellings
FSO vacant-dwelling count, reference date 1 June 2025.
Second homes
9.7 % second-home share
Below the 20 % threshold at which the Second Homes Act blocks new second homes.
Source: ARE, housing inventory, second-home share.
Population & demographics
442 residents
+4.5% over ten years (2015 → 2025)
15% children · 22% aged 65+
Source: FSO (2025).
Climate and environment in the municipality
How many hot, cold, wet and foggy days there are per year, and how high the radon probability is. Measured at the municipal centroid.
- Hot days (30 °C+)
- 9
- Frost days (below 0 °C)
- 86
- Rain days (1 mm+)
- 161
- Snow days
- 27
- Fog days (Oct–Feb)
- 45
- Storm days (70 km/h+)
- 4
- Heating degree days
- 2,421
- Summer sun (kWh/m² per day)
- 5.5
- Radon probability (%)
- 0
Source: Open-Meteo (ERA5 reanalysis), annual mean 2023-2025. Measured at the municipal centroid on a roughly 9 km grid. That is meaningful for the municipality but too coarse for a single address. The location report computes the exact value. Radon: FOPH radon map, modelled exceedance probability at the municipal centroid.
What applies in canton BE
These figures apply canton-wide, not just to this municipality. The data only exists at cantonal level.
Property transfer tax on purchase
1.80 % of the purchase price
Owner-occupied residential property (primary residence): the first CHF 800'000 of the consideration are exempt upon request, owner occupancy for at least 2 years without interruption (payment deferred until then).
Replacing a fossil heating system
Minimum renewable share required
Buildings older than 20 years: efficiency requirements apply when replacing with a fossil heating system (GEAK class D exempt); electric heaters must be replaced by the end of 2031.
As of 07/2026 · checked against the cantonal primary source
Property tax
Levied
0–1.5 ‰ depending on the municipality
Optional municipal tax of at most 1,5‰ of the official value (Art. 261 Abs. 2 StG). Municipalities may also choose 0‰.
As of 01.01.2025
Wealth tax structure
Progressive
The amount depends on your municipality’s tax multiplier. The location report computes it. This only shows how the canton structures the tariff.
As of 01.01.2024
Offences (canton)
65.8 per 1,000 inhabitants
FSO police crime statistics 2025, offences under the Criminal Code by canton.
Surroundings
Cost map of the Canton of BE
Each municipality is coloured by its total annual cost; Iffwil is highlighted.
Click any municipality to open it. Blue outline: cheaper than here.
To the interactive cost-of-living map →Cheaper neighbouring municipalities
Nearest municipalities with lower total cost for a couple without children (CHF 100,000):
Nearby municipalities
The municipalities closest to Iffwil, with the same cost data.
Where Iffwil stands nationally
The same figures, compared with every municipality.
Frequently asked questions about Iffwil
- How high are the taxes in Iffwil?
- A single earner with CHF 100,000 gross income pays an income tax of about CHF 14,937 per year in Iffwil (federal, cantonal, municipal and church combined, FTA 2026).
- What does living in Iffwil cost?
- For a couple without children, tax, health insurance and electricity add up to about CHF 27,730 per year in Iffwil. That is rank 1,335 of 2,110 among all Swiss municipalities.
- Are there cheaper municipalities near Iffwil?
- Yes: around Iffwil some municipalities have a lower total cost for the same profile. The neighbour comparison on this page shows them with the annual saving.
Your address in Iffwil, calculated precisely
Municipality values are an approximation. The Dossier calculates at address level, with deductions, wealth, deductible choice, commute time and over 60 location factors.
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