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Taxes & Cost of Living in Lindau

Lindau · Canton of ZH

Health insurance, taxes and electricity in Lindau at a glance, and where it is cheaper nearby.

Costs

What you pay here per year

For a couple without children earning CHF 100,000

Health insurance
CHF 13,680 a year

2 adults at CHF 570 a month each · Deductible 300, median of all insurers · Premiums 2027

Compared with 2026 that is CHF 26 more per month per adult, about CHF 312 a year.

Taxes
CHF 7,830 a year

Income tax · Tax year 2026

Tax rate: 106 %

Electricity
CHF 1,225 a year

Household using 4,500 kWh, 27.23 cent./kWh · Tariff 2027

Calculate precisely for your address

The figures above apply to the whole municipality. With your address you see what applies at exactly that spot, free and without an account.

Tax rate Lindau

106 %

municipal tax multiplier excluding church tax, applied to the simple state tax

Municipal tax rate 2026 as published by the canton. Tax rates are not comparable across cantons. The label states what the figure refers to. The amount in francs is in the table below.

Tax-burden trend 2018 → 2026

12.5 % → 11.2 % of income

Down 1.24 percentage points

Reference profile: single, CHF 100,000 gross income, both years calculated with the FTA tax calculator. The same franc amount is compared. Because cantons adjust their tariffs for inflation, the burden on it falls almost everywhere. The meaningful comparison is therefore the Swiss median: -1.22 percentage points (1,996 municipalities down, 35 up). Your own burden depends on income and household; the location report calculates it.

Tax split: municipality versus canton

How income tax is split across the levels of government. The municipal share is the lever that moving home shifts.

Federal
CHF 1,701
Canton
CHF 4,494
Municipality
CHF 5,014
Church
CHF 0
Poll tax
CHF 24

FTA reference profile: single earner with CHF 100,000 gross income, in CHF per year.

Health insurance premium

CHF 570 per month

Premium region 3

Adults, standard model with deductible 300, median across all insurers (2027).

Cheapest insurers 2027

Adults, standard model, deductible 300, per month

  1. 1. WädenswilCHF 508.10
  2. 2. SLKKCHF 519.10
  3. 3. SumiswalderCHF 526.30

Full ranking: Premium region Zurich 3

Worth switching? Compare the 2027 premiums in your region and create the cancellation letter. It must reach your insurer by 30 November 2026. Switch health insurer

Premiums since 2011

+77.6 %

cantonal premium since 2011

Canton of Zurich: CHF 348 → CHF 618 per month (2011 → 2027)

Switzerland over the same period: +79.5 %

Lindau belongs to premium region Zurich 3.

Premium region Zurich 3, 2026 → 2027: CHF 26 more per month (+4.8 %)

Cantonal value, not a value for the municipality of Lindau: median of all offers in the canton for one adult (standard model with accident cover, deductible 300), calculated the same way every year. There is no series per municipality.

Trend for all cantons

Electricity price

27.23 cent./kWh · CHF 1,225 per year

Standard household H4 (4,500 kWh), median of local grid operators, ElCom 2027.

All together, a couple without children earning CHF 100,000 pays about CHF 22,735 a year in Lindau for taxes, health insurance and electricity. That is rank 317 of 2,110 Swiss municipalities; rank 1 is the cheapest.

Total annual cost by profile

Tax + health insurance + electricity per year for four standard households, with the rank among all Swiss municipalities and within the canton.
HouseholdTotal cost/yearRank CHRank canton
Single · CHF 80,000
Tax CHF 7,520 · health insurance 6,840 · electricity 1,225
CHF 15,585170 / 2,11070 / 160
Couple, no children · CHF 100,000
Tax CHF 7,830 · health insurance 13,680 · electricity 1,225
CHF 22,735317 / 2,11062 / 160
Family, 1 income · CHF 100,000
Tax CHF 3,930 · health insurance 16,572 · electricity 1,225
CHF 21,727399 / 2,11082 / 160
Retired couple · CHF 80,000
Tax CHF 6,176 · health insurance 13,680 · electricity 1,225
CHF 21,081277 / 2,11064 / 160
Values for the whole municipality: They apply to standard households. What you pay yourself depends on your deductions, your wealth, your insurer and deductible, and your exact address. That is what the Dossier calculates.
Sources: FTA (tax 2026), FOPH (health insurance 2027), ElCom (electricity 2027), FSO (vacancies & demographics). View all data sources

Housing & environment

Vacancy rate

0.35% vacant dwellings

FSO vacant-dwelling count, reference date 1 June 2025.

Second homes

6.7 % second-home share

Below the 20 % threshold at which the Second Homes Act blocks new second homes.

Source: ARE, housing inventory, second-home share.

Population & demographics

5,896 residents

+9.4% over ten years (2015 → 2025)

15% children · 19% aged 65+

Source: FSO (2025).

Climate and environment in the municipality

How many hot, cold, wet and foggy days there are per year, and how high the radon probability is. Measured at the municipal centroid.
Hot days (30 °C+)
10
Frost days (below 0 °C)
72
Rain days (1 mm+)
164
Snow days
32
Fog days (Oct–Feb)
48
Storm days (70 km/h+)
2
Heating degree days
2,317
Summer sun (kWh/m² per day)
5.3
Radon probability (%)
4

Source: Open-Meteo (ERA5 reanalysis), annual mean 2023-2025. Measured at the municipal centroid on a roughly 9 km grid. That is meaningful for the municipality but too coarse for a single address. The location report computes the exact value. Radon: FOPH radon map, modelled exceedance probability at the municipal centroid.

What applies in canton ZH

These figures apply canton-wide, not just to this municipality. The data only exists at cantonal level.

Property transfer tax on purchase

None

Replacing a fossil heating system

Renewable replacement effectively mandatory

Mandatory replacement of fixed electric resistance heaters and central electric water heaters by 2030.

As of 07/2026 · checked against the cantonal primary source

Property tax

None

The canton does not levy this tax in any form (ESTV-PDF Tabelle S. 2).

As of 01.01.2025

Wealth tax structure

Progressive

The amount depends on your municipality’s tax multiplier. The location report computes it. This only shows how the canton structures the tariff.

As of 01.01.2024

Offences (canton)

65.9 per 1,000 inhabitants

FSO police crime statistics 2025, offences under the Criminal Code by canton.

Surroundings

Cost map of the Canton of ZH

Each municipality is coloured by its total annual cost; Lindau is highlighted.

→ Adliswil→ Aesch (ZH)→ Aeugst am Albis→ Affoltern am Albis→ Altikon→ Andelfingen→ Bachenbülach→ Bachs→ Bäretswil→ Bassersdorf→ Bauma→ Benken (ZH)→ Berg am Irchel→ Birmensdorf (ZH)→ Bonstetten→ Boppelsen→ Brütten→ Bubikon→ Buch am Irchel→ Buchs (ZH)→ Bülach→ Dachsen→ Dägerlen→ Dällikon→ Dänikon→ Dättlikon→ Dielsdorf→ Dietikon→ Dietlikon→ Dinhard→ Dorf→ Dübendorf→ Dürnten→ Egg→ Eglisau→ Elgg→ Ellikon an der Thur→ Elsau→ Embrach→ Erlenbach (ZH)→ Fällanden→ Fehraltorf→ Feuerthalen→ Fischenthal→ Flaach→ Flurlingen→ Freienstein-Teufen→ Geroldswil→ Glattfelden→ Gossau (ZH)→ Greifensee→ Grüningen→ Hagenbuch→ Hausen am Albis→ Hedingen→ Henggart→ Herrliberg→ Hettlingen→ Hinwil→ Hittnau→ Hochfelden→ Hombrechtikon→ Horgen→ Höri→ Hüntwangen→ Hüttikon→ Illnau-Effretikon→ Kappel am Albis→ Kilchberg (ZH)→ Kleinandelfingen→ Kloten→ Knonau→ Küsnacht (ZH)→ Langnau am Albis→ Laufen-Uhwiesen→ Lufingen→ Männedorf→ Marthalen→ Maschwanden→ Maur→ Meilen→ Mettmenstetten→ Mönchaltorf→ Neerach→ Neftenbach→ Niederglatt→ Niederhasli→ Niederweningen→ Nürensdorf→ Oberembrach→ Oberengstringen→ Oberglatt→ Oberrieden→ Oberweningen→ Obfelden→ Oetwil am See→ Oetwil an der Limmat→ Opfikon→ Ossingen→ Otelfingen→ Ottenbach→ Pfäffikon→ Pfungen→ Rafz→ Regensberg→ Regensdorf→ Rheinau→ Richterswil→ Rickenbach (ZH)→ Rifferswil→ Rorbas→ Rümlang→ Rüschlikon→ Russikon→ Rüti (ZH)→ Schlatt (ZH)→ Schleinikon→ Schlieren→ Schöfflisdorf→ Schwerzenbach→ Seegräben→ Seuzach→ Stadel→ Stäfa→ Stallikon→ Stammheim→ Steinmaur→ Thalheim an der Thur→ Thalwil→ Trüllikon→ Truttikon→ Turbenthal→ Uetikon am See→ Uitikon→ Unterengstringen→ Urdorf→ Uster→ Volken→ Volketswil→ Wädenswil→ Wald (ZH)→ Wallisellen→ Wangen-Brüttisellen→ Wasterkingen→ Weiach→ Weiningen (ZH)→ Weisslingen→ Wettswil am Albis→ Wetzikon (ZH)→ Wiesendangen→ Wil (ZH)→ Wila→ Wildberg→ Winkel→ Winterthur→ Zell (ZH)→ Zollikon→ Zumikon→ Zürich
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Click any municipality to open it. Blue outline: cheaper than here.

To the interactive cost-of-living map →
Cost map for the canton of Zurich: every municipality compared →

Cheaper neighbouring municipalities

Nearest municipalities with lower total cost for a couple without children (CHF 100,000):

Nearby municipalities

The municipalities closest to Lindau, with the same cost data.

Where Lindau stands nationally

The same figures, compared with every municipality.

Frequently asked questions about Lindau

How high are the taxes in Lindau?
A single earner with CHF 100,000 gross income pays an income tax of about CHF 11,233 per year in Lindau (federal, cantonal, municipal and church combined, FTA 2026).
What does living in Lindau cost?
For a couple without children, tax, health insurance and electricity add up to about CHF 22,735 per year in Lindau. That is rank 317 of 2,110 among all Swiss municipalities.
Are there cheaper municipalities near Lindau?
Yes: around Lindau some municipalities have a lower total cost for the same profile. The neighbour comparison on this page shows them with the annual saving.

Your address in Lindau, calculated precisely

Municipality values are an approximation. The Dossier calculates at address level, with deductions, wealth, deductible choice, commute time and over 60 location factors.

Dossier for CHF 79. One-off, no subscription.