Taxes & Cost of Living in Stadel
Stadel · Canton of ZH
Health insurance, taxes and electricity in Stadel at a glance, and where it is cheaper nearby.
Costs
What you pay here per year
For a couple without children earning CHF 100,000
- Health insurance
- CHF 13,680 a year
- Electricity
- CHF 1,074 a year
2 adults at CHF 570 a month each · Deductible 300, median of all insurers · Premiums 2027
Compared with 2026 that is CHF 26 more per month per adult, about CHF 312 a year.
Household using 4,500 kWh, 23.87 cent./kWh · Tariff 2027
Calculate precisely for your address
The figures above apply to the whole municipality. With your address you see what applies at exactly that spot, free and without an account.
Tax rate Stadel
111 %
municipal tax multiplier excluding church tax, applied to the simple state tax
Municipal tax rate 2026 as published by the canton. Tax rates are not comparable across cantons. The label states what the figure refers to. The amount in francs is in the table below.
Tax-burden trend 2018 → 2026
12.3 % → 11.5 % of income
Down 0.86 percentage points
Reference profile: single, CHF 100,000 gross income, both years calculated with the FTA tax calculator. The same franc amount is compared. Because cantons adjust their tariffs for inflation, the burden on it falls almost everywhere. The meaningful comparison is therefore the Swiss median: -1.22 percentage points (1,996 municipalities down, 35 up). Your own burden depends on income and household; the location report calculates it.
Tax split: municipality versus canton
How income tax is split across the levels of government. The municipal share is the lever that moving home shifts.
- Federal
- CHF 1,701
- Canton
- CHF 4,494
- Municipality
- CHF 5,250
- Church
- CHF 0
- Poll tax
- CHF 24
FTA reference profile: single earner with CHF 100,000 gross income, in CHF per year.
Health insurance premium
CHF 570 per month
Premium region 3
Adults, standard model with deductible 300, median across all insurers (2027).
Cheapest insurers 2027
Adults, standard model, deductible 300, per month
- 1. WädenswilCHF 508.10
- 2. SLKKCHF 519.10
- 3. SumiswalderCHF 526.30
Worth switching? Compare the 2027 premiums in your region and create the cancellation letter. It must reach your insurer by 30 November 2026. Switch health insurer
Premiums since 2011
+77.6 %
cantonal premium since 2011
Canton of Zurich: CHF 348 → CHF 618 per month (2011 → 2027)
Switzerland over the same period: +79.5 %
Stadel belongs to premium region Zurich 3.
Premium region Zurich 3, 2026 → 2027: CHF 26 more per month (+4.8 %)
Cantonal value, not a value for the municipality of Stadel: median of all offers in the canton for one adult (standard model with accident cover, deductible 300), calculated the same way every year. There is no series per municipality.
Electricity price
23.87 cent./kWh · CHF 1,074 per year
Standard household H4 (4,500 kWh), median of local grid operators, ElCom 2027.
All together, a couple without children earning CHF 100,000 pays about CHF 22,754 a year in Stadel for taxes, health insurance and electricity. That is rank 325 of 2,110 Swiss municipalities; rank 1 is the cheapest.
Total annual cost by profile
Tax + health insurance + electricity per year for four standard households, with the rank among all Swiss municipalities and within the canton.
| Household | Total cost/year | Rank CH | Rank canton |
|---|---|---|---|
Single · CHF 80,000 Tax CHF 7,680 · health insurance 6,840 · electricity 1,074 | CHF 15,594 | 172 / 2,110 | 71 / 160 |
Couple, no children · CHF 100,000 Tax CHF 8,000 · health insurance 13,680 · electricity 1,074 | CHF 22,754 | 325 / 2,110 | 65 / 160 |
Family, 1 income · CHF 100,000 Tax CHF 4,020 · health insurance 16,572 · electricity 1,074 | CHF 21,666 | 357 / 2,110 | 55 / 160 |
Retired couple · CHF 80,000 Tax CHF 6,312 · health insurance 13,680 · electricity 1,074 | CHF 21,066 | 271 / 2,110 | 58 / 160 |
Housing & environment
Vacancy rate
0.51% vacant dwellings
FSO vacant-dwelling count, reference date 1 June 2025.
Second homes
7.5 % second-home share
Below the 20 % threshold at which the Second Homes Act blocks new second homes.
Source: ARE, housing inventory, second-home share.
Population & demographics
2,500 residents
+13.4% over ten years (2015 → 2025)
13% children · 18% aged 65+
Source: FSO (2025).
Climate and environment in the municipality
How many hot, cold, wet and foggy days there are per year, and how high the radon probability is. Measured at the municipal centroid.
- Hot days (30 °C+)
- 14
- Frost days (below 0 °C)
- 73
- Rain days (1 mm+)
- 156
- Snow days
- 28
- Fog days (Oct–Feb)
- 54
- Storm days (70 km/h+)
- 5
- Heating degree days
- 2,261
- Summer sun (kWh/m² per day)
- 5.4
- Radon probability (%)
- 3
Source: Open-Meteo (ERA5 reanalysis), annual mean 2023-2025. Measured at the municipal centroid on a roughly 9 km grid. That is meaningful for the municipality but too coarse for a single address. The location report computes the exact value. Radon: FOPH radon map, modelled exceedance probability at the municipal centroid.
What applies in canton ZH
These figures apply canton-wide, not just to this municipality. The data only exists at cantonal level.
Property transfer tax on purchase
None
Replacing a fossil heating system
Renewable replacement effectively mandatory
Mandatory replacement of fixed electric resistance heaters and central electric water heaters by 2030.
As of 07/2026 · checked against the cantonal primary source
Property tax
None
The canton does not levy this tax in any form (ESTV-PDF Tabelle S. 2).
As of 01.01.2025
Wealth tax structure
Progressive
The amount depends on your municipality’s tax multiplier. The location report computes it. This only shows how the canton structures the tariff.
As of 01.01.2024
Offences (canton)
65.9 per 1,000 inhabitants
FSO police crime statistics 2025, offences under the Criminal Code by canton.
Surroundings
Cost map of the Canton of ZH
Each municipality is coloured by its total annual cost; Stadel is highlighted.
Click any municipality to open it. Blue outline: cheaper than here.
To the interactive cost-of-living map →Cheaper neighbouring municipalities
Nearest municipalities with lower total cost for a couple without children (CHF 100,000):
Nearby municipalities
The municipalities closest to Stadel, with the same cost data.
Where Stadel stands nationally
The same figures, compared with every municipality.
Frequently asked questions about Stadel
- How high are the taxes in Stadel?
- A single earner with CHF 100,000 gross income pays an income tax of about CHF 11,469 per year in Stadel (federal, cantonal, municipal and church combined, FTA 2026).
- What does living in Stadel cost?
- For a couple without children, tax, health insurance and electricity add up to about CHF 22,754 per year in Stadel. That is rank 325 of 2,110 among all Swiss municipalities.
- Are there cheaper municipalities near Stadel?
- Yes: around Stadel some municipalities have a lower total cost for the same profile. The neighbour comparison on this page shows them with the annual saving.
Your address in Stadel, calculated precisely
Municipality values are an approximation. The Dossier calculates at address level, with deductions, wealth, deductible choice, commute time and over 60 location factors.
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