Municipality profile
Taxes & Cost of Living in Luthern
Luthern · Canton of LU
Here is how expensive life in Luthern is compared to all ~2,100 municipalities in Switzerland — income tax, health insurance premium and electricity in one honest annual figure, calculated with the same engine as our address-precise location reports.
Total-cost rank 888 of 2,098 in Switzerland for a couple without children — about CHF 24,394 per year for tax, health insurance and electricity.
Total annual cost by profile
Tax + health insurance + electricity per year for four standard households, with the rank among all Swiss municipalities and within the canton.
| Household | Total cost/year | Rank CH | Rank canton |
|---|---|---|---|
Single · CHF 80,000 Tax CHF 10,896 · health insurance 6,108 · electricity 1,308 | CHF 18,312 | 880 / 2,098 | 80 / 80 |
Couple, no children · CHF 100,000 Tax CHF 10,870 · health insurance 12,216 · electricity 1,308 | CHF 24,394 | 888 / 2,098 | 78 / 80 |
Family, 1 income · CHF 100,000 Tax CHF 6,080 · health insurance 14,496 · electricity 1,308 | CHF 21,884 | 802 / 2,098 | 74 / 80 |
Retired couple · CHF 80,000 Tax CHF 8,920 · health insurance 12,216 · electricity 1,308 | CHF 22,444 | 859 / 2,098 | 75 / 80 |
Tax split: municipality versus canton
How income tax is split across the levels of government — the municipal share is the lever that moving home shifts.
- Federal
- CHF 1,705
- Canton
- CHF 5,234
- Municipality
- CHF 8,104
- Church
- CHF 0
- Poll tax
- CHF 50
FTA reference profile: single earner with CHF 100,000 gross income, in CHF per year.
Health insurance premium
CHF 509 per month
Premium region 3
Adults, standard model with deductible 300, median across all insurers (2026).
Electricity price
29.07 cent./kWh — CHF 1,308 per year
Standard household H4 (4,500 kWh), median of local grid operators, ElCom 2026.
Vacancy rate
2.37% vacant dwellings
FSO vacant-dwelling count, reference date 1 June 2025.
Population & demographics
1,240 residents
-5.1% over ten years (2014 → 2024)
16% children · 21% aged 65+
Source: FSO (2017).
Cost map of the Canton of LU
Each municipality is coloured by its total annual cost; Luthern is highlighted.
Cheaper neighbouring municipalities are clickable on the map.
To the interactive cost-of-living map →Cheaper neighbouring municipalities
Nearest municipalities with lower total cost for a couple without children (CHF 100,000):
Frequently asked questions about Luthern
- How high are the taxes in Luthern?
- A single earner with CHF 100,000 gross income pays an income tax of about CHF 15,093 per year in Luthern (federal, cantonal, municipal and church combined, FTA 2025).
- What does living in Luthern cost?
- For a couple without children, tax, health insurance and electricity add up to about CHF 24,394 per year in Luthern — rank 888 of 2,098 among all Swiss municipalities.
- Are there cheaper municipalities near Luthern?
- Yes: around Luthern some municipalities have a lower total cost for the same profile — the neighbour comparison on this page shows them with the annual saving.
The exact truth for your address in Luthern
Municipality values are an approximation. The Deep Report calculates address-precise — with deductions, wealth, deductible choice, commute time and over 60 location factors.
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