Taxes & Cost of Living in Münchenstein
Münchenstein · Canton of BL
Health insurance, taxes and electricity in Münchenstein at a glance, and where it is cheaper nearby.
Costs
What you pay here per year
For a couple without children earning CHF 100,000
- Health insurance
- CHF 16,848 a year
- Electricity
- CHF 1,404 a year
2 adults at CHF 702 a month each · Deductible 300, median of all insurers · Premiums 2027
Compared with 2026 that is CHF 22 more per month per adult, about CHF 264 a year.
Household using 4,500 kWh, 31.20 cent./kWh · Tariff 2027
Calculate precisely for your address
The figures above apply to the whole municipality. With your address you see what applies at exactly that spot, free and without an account.
Tax rate Münchenstein
60 %
natural persons, multiplier of the cantonal tax rate
Municipal tax rate 2026 as published by the canton. Tax rates are not comparable across cantons. The label states what the figure refers to. The amount in francs is in the table below.
Tax-burden trend 2018 → 2026
17.0 % → 16.3 % of income
Down 0.76 percentage points
Reference profile: single, CHF 100,000 gross income, both years calculated with the FTA tax calculator. The same franc amount is compared. Because cantons adjust their tariffs for inflation, the burden on it falls almost everywhere. The meaningful comparison is therefore the Swiss median: -1.22 percentage points (1,996 municipalities down, 35 up). Your own burden depends on income and household; the location report calculates it.
Tax split: municipality versus canton
How income tax is split across the levels of government. The municipal share is the lever that moving home shifts.
- Federal
- CHF 1,701
- Canton
- CHF 9,102
- Municipality
- CHF 5,461
- Church
- CHF 0
- Poll tax
- CHF 0
FTA reference profile: single earner with CHF 100,000 gross income, in CHF per year.
Health insurance premium
CHF 702 per month
Premium region 1
Adults, standard model with deductible 300, median across all insurers (2027).
Cheapest insurers 2027
Adults, standard model, deductible 300, per month
- 1. ÖKKCHF 650.00
- 2. AtupriCHF 653.50
- 3. SumiswalderCHF 672.10
Worth switching? Compare the 2027 premiums in your region and create the cancellation letter. It must reach your insurer by 30 November 2026. Switch health insurer
Premiums since 2011
+84.9 %
cantonal premium since 2011
Canton of Basel-Landschaft: CHF 372 → CHF 688 per month (2011 → 2027)
Switzerland over the same period: +79.5 %
Münchenstein belongs to premium region Basel-Landschaft 1.
Premium region Basel-Landschaft 1, 2026 → 2027: CHF 22 more per month (+3.2 %)
Cantonal value, not a value for the municipality of Münchenstein: median of all offers in the canton for one adult (standard model with accident cover, deductible 300), calculated the same way every year. There is no series per municipality.
Electricity price
31.20 cent./kWh · CHF 1,404 per year
Standard household H4 (4,500 kWh), median of local grid operators, ElCom 2027.
All together, a couple without children earning CHF 100,000 pays about CHF 27,222 a year in Münchenstein for taxes, health insurance and electricity. That is rank 1,229 of 2,110 Swiss municipalities; rank 1 is the cheapest.
Total annual cost by profile
Tax + health insurance + electricity per year for four standard households, with the rank among all Swiss municipalities and within the canton.
| Household | Total cost/year | Rank CH | Rank canton |
|---|---|---|---|
Single · CHF 80,000 Tax CHF 11,000 · health insurance 8,424 · electricity 1,404 | CHF 20,828 | 1,621 / 2,110 | 83 / 86 |
Couple, no children · CHF 100,000 Tax CHF 8,970 · health insurance 16,848 · electricity 1,404 | CHF 27,222 | 1,229 / 2,110 | 84 / 86 |
Family, 1 income · CHF 100,000 Tax CHF 5,400 · health insurance 20,496 · electricity 1,404 | CHF 27,300 | 1,531 / 2,110 | 84 / 86 |
Retired couple · CHF 80,000 Tax CHF 6,872 · health insurance 16,848 · electricity 1,404 | CHF 25,124 | 1,233 / 2,110 | 84 / 86 |
Housing & environment
Vacancy rate
0.88% vacant dwellings
FSO vacant-dwelling count, reference date 1 June 2025.
Second homes
9.4 % second-home share
Below the 20 % threshold at which the Second Homes Act blocks new second homes.
Source: ARE, housing inventory, second-home share.
Population & demographics
12,662 residents
+6.4% over ten years (2015 → 2025)
14% children · 21% aged 65+
Source: FSO (2025).
Climate and environment in the municipality
How many hot, cold, wet and foggy days there are per year, and how high the radon probability is. Measured at the municipal centroid.
- Hot days (30 °C+)
- 18
- Frost days (below 0 °C)
- 46
- Rain days (1 mm+)
- 163
- Snow days
- 18
- Fog days (Oct–Feb)
- 48
- Storm days (70 km/h+)
- 2
- Heating degree days
- 1,865
- Summer sun (kWh/m² per day)
- 5.3
- Radon probability (%)
- 7
Source: Open-Meteo (ERA5 reanalysis), annual mean 2023-2025. Measured at the municipal centroid on a roughly 9 km grid. That is meaningful for the municipality but too coarse for a single address. The location report computes the exact value. Radon: FOPH radon map, modelled exceedance probability at the municipal centroid.
What applies in canton BL
These figures apply canton-wide, not just to this municipality. The data only exists at cantonal level.
Property transfer tax on purchase
1.25 % of the purchase price
Owner-occupied residential property: the buyer's share (1,25 %) does not apply for property exclusively + permanently occupied by the owner (§ 82 Abs. 2 StG).
Replacing a fossil heating system
Renewable replacement effectively mandatory
From 1.1.2026: fossil heating systems older than 15 years may only be replaced with renewables (new fossil installations prohibited since 1.10.2024); an opposing popular initiative was rejected on 14.6.2026.
As of 07/2026 · checked against the cantonal primary source
Property tax
None
The canton does not levy this tax in any form.
As of 01.01.2025
Wealth tax structure
Progressive
The amount depends on your municipality’s tax multiplier. The location report computes it. This only shows how the canton structures the tariff.
As of 01.01.2024
Offences (canton)
53.2 per 1,000 inhabitants
FSO police crime statistics 2025, offences under the Criminal Code by canton.
Surroundings
Cost map of the Canton of BL
Each municipality is coloured by its total annual cost; Münchenstein is highlighted.
Click any municipality to open it. Blue outline: cheaper than here.
To the interactive cost-of-living map →Cheaper neighbouring municipalities
Nearest municipalities with lower total cost for a couple without children (CHF 100,000):
Nearby municipalities
The municipalities closest to Münchenstein, with the same cost data.
Where Münchenstein stands nationally
The same figures, compared with every municipality.
Frequently asked questions about Münchenstein
- How high are the taxes in Münchenstein?
- A single earner with CHF 100,000 gross income pays an income tax of about CHF 16,264 per year in Münchenstein (federal, cantonal, municipal and church combined, FTA 2026).
- What does living in Münchenstein cost?
- For a couple without children, tax, health insurance and electricity add up to about CHF 27,222 per year in Münchenstein. That is rank 1,229 of 2,110 among all Swiss municipalities.
- Are there cheaper municipalities near Münchenstein?
- Yes: around Münchenstein some municipalities have a lower total cost for the same profile. The neighbour comparison on this page shows them with the annual saving.
Your address in Münchenstein, calculated precisely
Municipality values are an approximation. The Dossier calculates at address level, with deductions, wealth, deductible choice, commute time and over 60 location factors.
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