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Taxes & Cost of Living in Schiers

Schiers · Canton of GR

Health insurance, taxes and electricity in Schiers at a glance, and where it is cheaper nearby.

Costs

What you pay here per year

For a couple without children earning CHF 100,000

Health insurance
CHF 13,128 a year

2 adults at CHF 547 a month each · Deductible 300, median of all insurers · Premiums 2027

Compared with 2026 that is CHF 12 more per month per adult, about CHF 144 a year.

Taxes
CHF 7,790 a year

Income tax · Tax year 2026

Tax rate: 109 %

Electricity
CHF 1,363 a year

Household using 4,500 kWh, 30.29 cent./kWh · Tariff 2027

Calculate precisely for your address

The figures above apply to the whole municipality. With your address you see what applies at exactly that spot, free and without an account.

Tax rate Schiers

109 %

municipal tax multiplier in % of the simple cantonal tax

Municipal tax rate 2026 as published by the canton. Tax rates are not comparable across cantons. The label states what the figure refers to. The amount in francs is in the table below.

Tax-burden trend 2018 → 2026

16.0 % → 13.8 % of income

Down 2.15 percentage points

Reference profile: single, CHF 100,000 gross income, both years calculated with the FTA tax calculator. The same franc amount is compared. Because cantons adjust their tariffs for inflation, the burden on it falls almost everywhere. The meaningful comparison is therefore the Swiss median: -1.22 percentage points (1,996 municipalities down, 35 up). Your own burden depends on income and household; the location report calculates it.

Tax split: municipality versus canton

How income tax is split across the levels of government. The municipal share is the lever that moving home shifts.

Federal
CHF 1,701
Canton
CHF 5,558
Municipality
CHF 6,585
Church
CHF 0
Poll tax
CHF 0

FTA reference profile: single earner with CHF 100,000 gross income, in CHF per year.

Health insurance premium

CHF 547 per month

Premium region 2

Adults, standard model with deductible 300, median across all insurers (2027).

Cheapest insurers 2027

Adults, standard model, deductible 300, per month

  1. 1. curaultaCHF 489.50
  2. 2. vita surselvaCHF 492.00
  3. 3. AgrisanoCHF 500.60

Full ranking: Premium region Graubünden 2

Worth switching? Compare the 2027 premiums in your region and create the cancellation letter. It must reach your insurer by 30 November 2026. Switch health insurer

Premiums since 2011

+84.3 %

cantonal premium since 2011

Canton of Graubünden: CHF 299 → CHF 551 per month (2011 → 2027)

Switzerland over the same period: +79.5 %

Schiers belongs to premium region Graubünden 2.

Premium region Graubünden 2, 2026 → 2027: CHF 12 more per month (+2.2 %)

Cantonal value, not a value for the municipality of Schiers: median of all offers in the canton for one adult (standard model with accident cover, deductible 300), calculated the same way every year. There is no series per municipality.

Trend for all cantons

Electricity price

30.29 cent./kWh · CHF 1,363 per year

Standard household H4 (4,500 kWh), median of local grid operators, ElCom 2027.

All together, a couple without children earning CHF 100,000 pays about CHF 22,281 a year in Schiers for taxes, health insurance and electricity. That is rank 202 of 2,110 Swiss municipalities; rank 1 is the cheapest.

Total annual cost by profile

Tax + health insurance + electricity per year for four standard households, with the rank among all Swiss municipalities and within the canton.
HouseholdTotal cost/yearRank CHRank canton
Single · CHF 80,000
Tax CHF 9,272 · health insurance 6,564 · electricity 1,363
CHF 17,199562 / 2,11093 / 100
Couple, no children · CHF 100,000
Tax CHF 7,790 · health insurance 13,128 · electricity 1,363
CHF 22,281202 / 2,11088 / 100
Family, 1 income · CHF 100,000
Tax CHF 2,380 · health insurance 15,876 · electricity 1,363
CHF 19,619134 / 2,11083 / 100
Retired couple · CHF 80,000
Tax CHF 6,344 · health insurance 13,128 · electricity 1,363
CHF 20,835210 / 2,11087 / 100
Values for the whole municipality: They apply to standard households. What you pay yourself depends on your deductions, your wealth, your insurer and deductible, and your exact address. That is what the Dossier calculates.
Sources: FTA (tax 2026), FOPH (health insurance 2027), ElCom (electricity 2027), FSO (vacancies & demographics). View all data sources

Housing & environment

Vacancy rate

2.55% vacant dwellings

FSO vacant-dwelling count, reference date 1 June 2025.

Second homes

25.6 % second-home share

Above the 20 % threshold. Under the Second Homes Act, no new second homes may be built here.

Source: ARE, housing inventory, second-home share.

Population & demographics

3,017 residents

+14.2% over ten years (2015 → 2025)

16% children · 20% aged 65+

Source: FSO (2025).

Climate and environment in the municipality

How many hot, cold, wet and foggy days there are per year, and how high the radon probability is. Measured at the municipal centroid.
Radon probability (%)
8

Radon: FOPH radon map, modelled exceedance probability at the municipal centroid.

What applies in canton GR

These figures apply canton-wide, not just to this municipality. The data only exists at cantonal level.

Property transfer tax on purchase

1.00 % of the purchase price

Depending on the municipality 0.00–2.00 % (optional municipal levy).

Replacing a fossil heating system

Minimum renewable share required

Partially revised energy act since 1.1.2021: at least 10 % renewable or an equivalent consumption reduction when replacing the heat generator; notification to the municipality required.

As of 07/2026 · checked against the cantonal primary source

Property tax

Levied

0–2 ‰ depending on the municipality

Optional municipal tax of max. 2,0‰ (Art. 18 GKStG). Known municipal rates: Chur 0,5‰, Davos 1,3‰.

As of 01.01.2025

Wealth tax structure

Progressive

The amount depends on your municipality’s tax multiplier. The location report computes it. This only shows how the canton structures the tariff.

As of 01.01.2024

Offences (canton)

51.2 per 1,000 inhabitants

FSO police crime statistics 2025, offences under the Criminal Code by canton.

Surroundings

Cost map of the Canton of GR

Each municipality is coloured by its total annual cost; Schiers is highlighted.

cheapermore expensive

Click any municipality to open it. Blue outline: cheaper than here.

To the interactive cost-of-living map →
Cost map for the canton of Graubünden: every municipality compared →

Cheaper neighbouring municipalities

Nearest municipalities with lower total cost for a couple without children (CHF 100,000):

Nearby municipalities

The municipalities closest to Schiers, with the same cost data.

Where Schiers stands nationally

The same figures, compared with every municipality.

Frequently asked questions about Schiers

How high are the taxes in Schiers?
A single earner with CHF 100,000 gross income pays an income tax of about CHF 13,844 per year in Schiers (federal, cantonal, municipal and church combined, FTA 2026).
What does living in Schiers cost?
For a couple without children, tax, health insurance and electricity add up to about CHF 22,281 per year in Schiers. That is rank 202 of 2,110 among all Swiss municipalities.
Are there cheaper municipalities near Schiers?
Yes: around Schiers some municipalities have a lower total cost for the same profile. The neighbour comparison on this page shows them with the annual saving.

Your address in Schiers, calculated precisely

Municipality values are an approximation. The Dossier calculates at address level, with deductions, wealth, deductible choice, commute time and over 60 location factors.

Dossier for CHF 79. One-off, no subscription.