Ubivo fetches official data from the following sources, validates them and weighs them through your lens.
A fresh address takes about 20–30 seconds.
Resolve address
Noise & traffic
Floods & natural hazards
Climate & weather
Air quality
School, hospital & amenities
Score computation
Ubivo
Location Report
Bahnhofstrasse 1, 8001 Zürich
Objective living-quality data — you make the call.
77/100
Living-quality score
71% factor coverage (37/55)
Data as of: August 30, 2026 · ubivo.ch
Example report
This is what your full Dossier looks like — completely unlocked so you see the whole value before buying (strengths and honest weaknesses). For your own address:
⚠Flood hazard — Affected by a flood that occurs roughly every 100 years
⚠Health insurance premium — Rather high premiums · 640 CHF/mo (median, Region 1 · canton ZH)
37 of 55 factors scorable at this address with data · weighted coverage 71% · of 64 factors in total — 9 deliberately provide context only, without a score, and don't count towards the LQS · Balanced default weighting — no favoured lens..
Factor values are objective. The lens "General" only weights them — Ubivo doesn't judge the address.
Factors grouped by perception field — each theme with its own aggregate score, so strengths and weaknesses are visible at a glance.
How to read these numbers▾
Score 0–100
Score 0–100, weighted by factor in the LQS. Colour: green ≥75 (strength), yellow 50-74 (mid), red <50 (load).
Theme score
Confidence-weighted mean of the documented factors in this theme. Factors without data count in neither the numerator nor the denominator — they are never estimated.
Reliability
Reliability = how close the data source measures to your address. 100% = pinpoint; lower = regional/modelled.
Factors without a score
Factor is recorded but intentionally not scored — the classification is inherently subjective (e.g. landscape type). Shown as pure context.
Strongest factor
Strongest factor in this theme
Weakest factor
Weakest factor in this theme — pulls the theme score down
Theme 1/6
Setting & location
Altitude, sun, landscape, language region
Aggregate over 5 of 10 factors
83
Theme score
10 factors in detail▾
Theme 2/6
Noise & air
Road and rail noise, air quality, hot days
Aggregate over 15 of 15 factors
72
Theme score
15 factors in detail▾
Theme 3/6
Risks
Floods, earthquakes, radon, safety
Aggregate over 6 of 8 factors
65
Theme score
8 factors in detail▾
Theme 4/6
Mobility & access
PT, commute time, cycling, EV charging
Aggregate over 3 of 4 factors
100
Theme score
4 factors in detail
Theme 5/6
Social structure & services
School, hospital, restaurants, demographics
Aggregate over 4 of 5 factors
85
Theme score
5 factors in detail▾
Theme 6/6
Costs & finance
Taxes, health insurance, rent, electricity price
Aggregate over 4 of 5 factors
75
Theme score
5 factors in detail▾
In preparation17
These factors aren't yet computed for this location — either the data source is in preparation, or it wasn't reachable. Ubivo intentionally doesn't guess. They don't flow into the LQS.
Carsharing station
The OpenStreetMap query is momentarily unavailable — does NOT count in the LQS.
Cycling infrastructure
The OpenStreetMap query is momentarily unavailable — does NOT count in the LQS.
Distance to motorway entrance
The OpenStreetMap query is momentarily unavailable — does NOT count in the LQS.
Compare two locations
Pit this address against another — both with the same lens.
Some components are missing for this address — the total is incomplete.
Dossier
This address vs. your current home
Add your current municipality in your profile to see the 10-year difference. To the form above
Dossier
What this location costs you
CHF 117,940–142,940over 10 years — at least, at today’s prices
Running costs, 10 × CHF 8,794
CHF 87,940
Heating replacement after subsidies
CHF 30,000–55,000
Sell after 10 years with a CHF 100,000 gain and CHF 23,520 in property gains tax is added.
Deliberately outside the total above: it only applies if you sell and make a gain.
Projection over 10 years at today’s prices — no inflation, no interest or tariff changes. Excludes mortgage interest, amortisation and building upkeep.
Some items are missing for this address — the total is therefore a floor, not a complete calculation.
Dossier
Price in context
CHF 2,880,000Median sale price in this municipality for single-family homes
From 99 actually completed sales in the period 2025.
25 % paid less than CHF 2,000,00025 % paid more than CHF 4,272,500
This is a comparison basis, not a valuation: condition, location within the municipality, plot and fit-out are not included. Two properties in the same place can differ widely.
Source: Statistical Office of the Canton of Zurich — land registry and notary filings. Prices paid, not asking prices. Currently available for Zurich municipalities only.
Dossier
If you sell again
CHF 14,700less property gains tax if you stay 20 years instead of 2
Calculated on an assumed gain of CHF 100,000 in canton ZH.
Holding period
TaxProperty gains tax
after 2 years
CHF 29,400
after 5 years
CHF 27,930
after 10 years
CHF 23,520
after 20 years
CHF 14,700
This is not your gain. The taxable amount is sale proceeds minus acquisition costs minus value-adding investments — and those depend on your purchase history, not on the address. The table shows what a gain of this size would cost here.
Source: ESTV, Steuermäppchen Tabelle 3 «Berechnung der Grundstückgewinnsteuer». As of: Steuerperiode 2025. Approximation, not tax advice.
Dossier
Tax-burden trend 2018 → 2026
2018: 11.0%→2026: 11.8%
Change +0.8 percentage points — rising
Effective burden (reference profile single, CHF 100'000). A rising trend may indicate future tax increases — not a forecast.
Check before you sign
Your report translates into these concrete checks for the viewing.
Visit at rush hour AND after 10 pm — road noise is often very different in the evening and on weekends.Road noise — Day 60–65 dB · Night 55–60 dB
Ask about past flooding and whether natural-hazard insurance is required or more expensive.Flood hazard — Affected by a flood that occurs roughly every 100 years
Ask the seller about the age and condition of the heating and the planned replacement year — and get a quote for a renewable replacement early.Heating: retrofit check — Built 1974 · Heating: Boiler · Gas
Methodology & sources
Ubivo aggregates objective, publicly available Swiss data sources, weighted by your priorities. Each factor carries a reliability rating; unavailable values are marked “pending”. Ubivo does not judge the address — you do.
Data sources used
swisstopo — Address directory (geocoding), digital elevation model, building polygons.
Statistical Office of the Canton of Zurich — property prices — Median sale prices for single-family houses and owner-occupied flats per municipality (reported by land registries and notaries) — for the price context. Canton of Zurich only.
FTA Steuermäppchen — property gains tax — Property gains tax rates for all 26 cantons (table 3, 2025 tax period) plus taxing authority and revenue split — for the exit costs in the dossier.
Cantonal tax multipliers (BE, OW, SH, SO, JU) — Municipal multipliers for the property gains tax in the five cantons whose tariff yields only the simple tax — 520 municipalities, from the cantons’ official publications.
Federal Register of Buildings and Dwellings (GWR) — Building master data (year of construction, category, heating and energy source) via geo.admin.ch — for the building factor and the heating renovation check.
Official register of building addresses (swisstopo) — Federal building identifier (EGID) for the address — so the building-register query hits exactly the building at that address rather than the nearest one. Updated daily.
Open-Meteo — Weather archives (ERA5 reanalysis for climate trend), elevation, air quality (CAMS) — all without an API key.
OpenStreetMap / Overpass — Building polygons for shadow casting, POIs (shops, public transport, schools, …) for local amenities. ODbL licence.
FOPH Radon map — Probability of exceeding the radon reference value (300 Bq/m³) per 10×10 m cell.
FOEN / SED Seismic foundation soil classes — Foundation soil class A–F per SIA 261 as a seismic amplification indicator.
ARE — Federal Office for Spatial Development — Public-transport service quality classes A–D, travel time to centres (public transport + road), road traffic load (road-traffic factor + congestion risk along the commute route), housing inventory / share of second homes, landscape typology (38 types), harmonised building zones.
FOEN immission maps NO₂ / PM2.5 — Official annual-mean immission maps for nitrogen dioxide and fine particulate matter PM2.5 (street-level modelled raster, updated yearly) — point value at the location via WMS.
FOEN sonBASE noise map — Point-precise road and rail noise exposure (Lr day/night in 5 dB bands) at the location — read from the official noise raster maps.
Kanton Basel-Landschaft Open-Data — Municipal tax rates for natural and legal persons (as of 2026, 86 municipalities).
Kanton Thurgau Open-Data — Total tax rates of all municipalities (as of 2025, 80 municipalities).
All 26 cantons open data + tax-rate PDFs (freshness context) — Current municipal tax rate/multiplier/coefficient for all 26 cantons (~2054 municipalities, as of 2022–2026) as a freshness supplement alongside the FTA comparison score. Open data where available, otherwise official PDFs/Excels/HTML parsed. NOT comparable across cantons — pure context. BS-Bettingen: historical estimate (public source unavailable; mid-range 34–39 %); GL town of Glarus 2026: state before the December 2025 budget decision.
FTA Tax burden in the municipalities — Effective tax burden per municipality and income bracket for 6 household profiles (single/married one income/with children/dual income/single parent {spanne}, pensioners {spanne_ren}), {count} municipalities Switzerland-wide — pulled directly from the official online tax calculator. Data year per canton: {aktuell}, except {zurueck}. 127 pre-merger FSO numbers stay on 2018 for historical consistency.
OFCOM Broadband atlas — Number of providers with their own fixed network + fibre availability (FTTB/FTTH) per 250 m grid cell (WMS GetFeatureInfo).
FSO Demographic balance — Population trend per municipality (10-year growth {von}–{bis}) from the pxweb time series, {count} municipalities.
FSO Vacant dwellings census — Vacancy rate per municipality (share of vacant dwellings offered on the market, reference date 1 June) from the official SDMX dataflow CH1.LWZ:DF_LWZ_1, 2116 municipalities.
FOEN Aquaprotect — Flood indication per return period (50/100/250/500 yrs) via WMS GetFeatureInfo. Overview map, not legally binding.
FOEN SilvaProtect-CH — Disposition areas for gravitational natural hazards (avalanches, rockfall, debris flows, landslides). Synoptic overview, not the binding cantonal hazard map.
FEDRO road-accident locations — Police-registered road accidents with personal injury (location, severity, pedestrian/cyclist involvement, year) — density within 300 m of the location.
FOCA Noise exposure cadastre — Aircraft noise dB values (day + night) around Swiss civil airfields — nearest noise isophone at the location (1 dB precision).
FSO Police crime statistics — Offences under the Swiss Criminal Code per 1000 inhabitants by canton (pxweb time series). Cantonal granularity — no municipal data nationwide.
FOPH Health-insurance premiums — Median reference premium per canton (standard model) from the official FOPH premium database (opendata.bagnet.ch).
SFOE Electrical installations — Extra-high-voltage lines > 36 kV (overhead and cable lines, voltage, owner) for high-voltage proximity.
SFOE Solar roof — Solar suitability of each roof surface (class 1–5) + annual PV yield, for the building's solar potential.
transport.opendata.ch — Official Swiss public-transport timetable for door-to-door commute time (personalised, with workplace).
OSRM (OpenStreetMap-Routing) — Car routing for commute time (free flow) + route geometry for congestion-risk sampling. Open-source engine.
Data as of: August 30, 2026
Without warranty as to accuracy, completeness or timeliness. Not legal, tax or real-estate advice. The Terms apply.
Dossier
Purchase costs: property transfer tax
Zurich levies no property transfer tax.
In other cantons the buyer pays up to 3.3 % of the purchase price — around CHF 33’000 on a one-million property. Here this item does not arise.
Buyer's share as customary, midpoint of the range. Notary and land registry are added depending on the canton. Approximation, not legal or tax advice.
Dossier
Heating: retrofit check
Budget for replacement costs
Recorded in the buildings register (GWR): Boiler · Gas · built 1974.
Zurich: when an oil/gas heating system is next replaced, a renewable system is generally required (cantonal rule, in force since 2022-09).
Exception: Fossil replacement only if a renewable system is technically not feasible or more than 5 % more expensive over the life cycle.
Replacement with a heat pump: typically CHF 45,000–60,000 gross (incl. removal).
After cantonal subsidies, net approx. CHF 30,000–55,000.
Indicative range for a single-family home with an air-to-water heat pump, property-dependent; ground-source systems are considerably more expensive. Subsidies vary by canton, as of 07/2026.
Roof solar potential (SFOE Sonnendach): Best roof surface: excellent (level 5 of 5) · potential of about 83’892 kilowatt hours of solar power per year — photovoltaics can lower the running costs of a future heat pump.
Built 1974: a heating replacement may fall within the planning horizon for age reasons — the actual age of the heating system is not recorded in the register.
Mandatory replacement of fixed electric resistance heaters and central electric water heaters by 2030.
Based on the GWR entry (FSO) — verify on site, the register can lag reality. Cantonal rule as of verifiziert 07/2026. Costs indicative. Information, not legal, construction or tax advice.
Sources: Federal Register of Buildings and Dwellings (FSO) via geo.admin.ch · cantonal energy law (curated dataset).
▾
Commute time to workplace
Context
Personalised with workplace — enter in the Dossier profile above.
Personalised factor: with your workplace, Ubivo calculates the real door-to-door commute time (public transport + car).
Source: Federal Office for Spatial Development (ARE), public transport quality classes · As of: As of 18.03.2026 (ARE)
The rating comes from the Federal Office for Spatial Development (ARE) and combines three things: how significant the stop is (railway station, tram or bus only), how often services run and how far the walk is. In everyday terms, class A means frequent services — you barely need a timetable; class D means services are rare. A nearby stop alone doesn't earn a top class — if the bus runs rarely and there's neither commuter rail nor tram, the rating stays mid despite the short walk. National standard, updated yearly.
Travel time to city centres
100
PT 9 min · Car 10 min to a major centre
Reliability 80%
Source & details
Source: Federal Office for Spatial Development (ARE), travel-time map car/public transport · As of: As of 30.06.2023 (ARE)
Travel time to the nearest major centre (city or regional centre as defined by the federal government) — not to your specific work address; that's what the personalised commute factor is for.
Internet connection
100
4 providers with their own fixed network (Swisscom, Sunrise GmbH, GGA Maur) · fibre available
Reliability 80%
Source & details
Source: Federal Office of Communications (OFCOM), broadband atlas · As of: As of 30.04.2026 (OFCOM)
Counts providers that operate their own cable or fibre network at this address (federal data, 250-m grid). Providers renting someone else's network (e.g. Wingo via the Swisscom network) aren't counted — the real choice is usually larger. Fibre means the fastest internet, more than enough for home office and streaming.
EV charging station
The OpenStreetMap query is momentarily unavailable — does NOT count in the LQS.
Farm nearby
The map database (OpenStreetMap) is currently unavailable — does NOT count in the LQS.
Fire station
The map database (OpenStreetMap) is currently unavailable — does NOT count in the LQS.
Lake/river proximity
The OpenStreetMap query is momentarily unavailable — does NOT count in the LQS.
Local amenities
The OpenStreetMap query is momentarily unavailable — does NOT count in the LQS.
Nearest hospital
The OpenStreetMap query is momentarily unavailable — does NOT count in the LQS.
Pharmacy nearby
The OpenStreetMap query is momentarily unavailable — does NOT count in the LQS.
Playground nearby
The OpenStreetMap query is momentarily unavailable — does NOT count in the LQS.
Primary school nearby
The OpenStreetMap query is momentarily unavailable — does NOT count in the LQS.
Proximity to nature
The OpenStreetMap query is momentarily unavailable — does NOT count in the LQS.
Restaurant density
The OpenStreetMap query is momentarily unavailable — does NOT count in the LQS.
Secondary school II
The OpenStreetMap query is momentarily unavailable — does NOT count in the LQS.
Sports facilities
The OpenStreetMap query is momentarily unavailable — does NOT count in the LQS.
Swimming pool
The OpenStreetMap query is momentarily unavailable — does NOT count in the LQS.
Building
Context
Built 1974 · Heating: Boiler · Gas
Data from the Federal Register of Buildings and Dwellings (RegBL). Year built, building type and heating relate to the building itself — they do not enter the location score, but matter especially to buyers (age, heating system, energy costs).
RegBL — Federal Register of Buildings and Dwellings (FSO) · geo.admin.ch
Sunlight (actual)
92
Very sunny · 11 of 12 possible sun hours · of which shade 1 h from terrain
Included: terrain only (building data unavailable). The calculation uses a fixed reference day (equinox, 20 March) — so the value does not depend on when the report is generated. The score shows how much of the possible daylight actually arrives despite shade from terrain and neighbouring buildings. Building heights are estimated from OpenStreetMap; if a floor is set in the profile, the calculation starts from there. More precise 3D building data and vegetation will follow later. If a data source is missing, the shown reliability drops — nothing is ever guessed. Arboreon uses the same sunlight calculation to assess the sun suitability of planting sites.
Winter sun / fog
85
Mostly sunny · 4.2 h of sun per day (Dec–Jan)
Reliability 70%
Source & details
Source: Open-Meteo Archive (ERA5 sunshine duration) · As of: 5-winter mean 2021/22–2025/26
Average sun hours per day in December and January over the last 5 winters (European weather archive ERA5). Little winter sun on the Swiss Plateau usually means high fog; locations above the fog line get much more sun.
↓ Theme weakness
Light pollution
10
very bright · inner-city glow
Reliability 45%
Source & details
Source: Estimate from population (FSO) and elevation (swisstopo) · As of: Heuristic 2026-06
Shows how dark the night sky is — relevant for sleep and stargazing. Deliberately an estimate from municipal population and altitude, not a measurement: every address in the same municipality gets the same value, only altitude sets them apart. A real measurement would require the federal satellite night-light map.
View / openness
95
Open view in 16 of 16 directions · terrain on average 1.9° above the horizon
Reliability 55%
Source & details
Source: swisstopo elevation model (terrain horizon)
Shows how far the view carries over the surrounding terrain, checked in 16 directions up to 12 km: a flat horizon = open view/panorama, high surrounding terrain = valley floor or basin. A distant mountain panorama counts as open. Buildings are NOT considered — in dense urban areas the real view is therefore overestimated. Sun hours are measured separately by the sunlight factor.
Air quality
75
Good · air index 25 (0 = cleanest air) · PM2.5 6.0 µg/m³ · NO₂ 7.8 µg/m³
Reliability 70%
Source & details
Source: Open-Meteo Air-Quality (CAMS) · As of: 7-day mean
Calculated with the European air-quality model CAMS (grid of about 1 km — a regional value, not a roadside measuring station). The air index sums up the main pollutants: 0–20 very good, above 100 very poor. Fine dust (PM2.5) and nitrogen dioxide (NO₂) are also shown separately, in micrograms per cubic metre of air (µg/m³).
↓ Theme weakness
Road noise
35
Day 60–65 dB · Night 55–60 dB
Among the 10 % loudest residential locations in this municipality (local median 47.8 dB)
PWIGWAlarm
40506070dB
Day:63 dBNight:58 dB
Loaded — above the immission limit
PW = planning value (preventive limit for new buildings) · IGW = immission limit value (legal limit for residential zones — above it, the site legally counts as noise-exposed) · Alarm = alarm value (above it, the noise source must be remediated)
Reliability 80%
Source & details
Source: Federal Office for the Environment (FOEN), sonBASE noise map — roads (day/night) · As of: As of 31.12.2021 (FOEN)
Official value from the federal noise map (FOEN sonBASE) — in decibels (dB), for the outside wall without soundproof windows, not the loudness indoors. The rating follows the legal noise limits (in residential zones the daytime limit is 60 decibels). In narrow streets with tall buildings on both sides, lower floors can be louder than calculated because sound reflects between the façades — check soundproof windows and ventilation before buying.
★ Theme strength
Aircraft noise
100
No registered aircraft noise
Reliability 80%
Source & details
Source: Federal Office of Civil Aviation (FOCA), aircraft-noise register of civil aerodromes · As of: As of 28.04.2025 (FOCA)
Within about 50 m the federal aircraft-noise map (FOCA) shows no exposure. Individual high-altitude flyovers are not recorded in it.
Hot days per year
82
Moderate summers · 11 hot days (≥30 °C) · 2 tropical nights (≥20 °C) annual mean 2023-2025
Hot days ≥30 °C11 days · moderate
5152550
On how many days per year does the temperature exceed 30 °C — summer load on the building.
Tropical nights ≥20 °C2 nights · rare
2
Reliability 70%
Source & details
Source: Open-Meteo Archive (ERA5) · As of: Annual mean 2023-2025
Calculated from the European weather archive ERA5 (grid of about 9 km — a regional value). Tropical nights are nights that don't cool below 20 °C — they disturb sleep the most. Densely built city centres heat up further; real values there tend to be above the calculated one.
Long-term air pollution (NO₂/fine particles)
63
NO₂ 17 · PM2.5 8 µg/m³ — above the WHO recommendation, below the legal limit
Reliability 75%
Source & details
Source: Federal Office for the Environment (FOEN), air pollution maps NO₂/PM2.5 · As of: 2024
Official annual mean from the federal air-pollution map (FOEN) — a calculated grid, not a measuring station. It rates nitrogen dioxide (NO₂, mainly from traffic) and fine dust (PM2.5, tiny particles that reach deep into the lungs), in micrograms per cubic metre of air (µg/m³). The score is anchored to the WHO 2021 recommendations (NO₂ 10 / PM2.5 5 µg/m³) and the legal Swiss annual limits of the air-pollution ordinance (30 / 10 µg/m³) — the worse pollutant counts. This shows long-term exposure; today's air is covered by the “Air quality” factor.
Rail noise
100
Day <40 dB · Night <40 dB
PWIGWAlarm
40506070dB
Day:38 dBNight:38 dB
Very quiet — well below the planning value
PW = planning value (preventive limit for new buildings) · IGW = immission limit value (legal limit for residential zones — above it, the site legally counts as noise-exposed) · Alarm = alarm value (above it, the noise source must be remediated)
Reliability 80%
Source & details
Source: Federal Office for the Environment (FOEN), sonBASE noise map — rail (day/night) · As of: As of 31.12.2021 (FOEN)
Official value from the federal noise map (FOEN sonBASE), freight trains included — in decibels (dB), for the outside wall without soundproof windows, not the loudness indoors. Where tracks run in a cutting, upper floors can be more exposed than the ground floor.
Road traffic load
35
Main road directly at site (21’899 vehicles/working day)
Reliability 80%
Source & details
Source: Federal Office for Spatial Development (ARE), road traffic model · As of: As of 30.06.2023 (ARE)
Indicative value: the vehicle volume serves as a pointer to traffic noise and exhaust — it is NOT a measurement. The road is right by the site (within about 80 m).
Climate trend
48
Marked warming · +0.36 °C/decade (8.5→10.8 °C)
19628.5 °C
1974·
1986·
1998·
2010·
202410.8 °C
Reliability 60%
Source & details
Source: Open-Meteo Archive (ERA5 reanalysis) · As of: 1961–1963 vs 2023–2025
Observed warming from the European weather archive ERA5 (grid of about 9 km — a regional trend, not the plot's microclimate): the average temperature of 1961–1963 is compared with 2023–2025. A projection to 2040 will follow in a later version.
Source: Open-Meteo Archive (ERA5) · As of: Annual mean 2023-2025
Heating degree days measure how much heating a location needs: for every heating day, we count how many degrees the daily average stays below 15.5 °C and add this up over the year (Swiss building standard SIA 380/1). The higher the number, the more heating is needed — and the higher the heating bills.
Frost days
70
long · 66 frost days/year
Reliability 70%
Source & details
Source: Open-Meteo Archive (ERA5) · As of: Annual mean 2023-2025
Days on which the temperature drops below 0 °C — average of 2023–2025. Hollows and valley floors where cold air pools are somewhat underestimated by the weather model's 9 km grid.
Fog days
69
common · 34 fog days winter/year
Reliability 65%
Source & details
Source: Open-Meteo Archive (ERA5) · As of: Oct-Feb mean 2023-2025
Days in the winter half-year (October–February, average 2023–2025) that look like typical high fog in the weather model: near-closed cloud cover, cold, hardly any sunlight. An approximation from the model — visibility readings from weather stations would be more precise. Places clearly above the Plateau fog band (from about 700 m, at the latest above 1500 m) are counted lower, as they usually sit above the sea of fog.
Rain days
73
average · 165 rain days/yr
Reliability 70%
Source & details
Source: Open-Meteo Archive (ERA5) · As of: Annual mean 2023-2025
Days with at least 1 mm of precipitation — MeteoSwiss's definition of a “wet day” — average of 2023–2025. Heavy downpours are covered separately by the “Hail risk” factor.
Snow days
78
pre-alpine · 30 days with fresh snow/year
Reliability 65%
Source & details
Source: Open-Meteo Archive (ERA5) · As of: Annual mean 2023-2025
Days with fresh snow (more than 0.1 cm), average of 2023–2025. In the Alpine region the weather model partly underestimates snowfall.
Storm days
95
calm · 3 storm days/yr
Reliability 60%
Source & details
Source: Open-Meteo Archive (ERA5) · As of: Annual mean 2023-2025
Days with wind gusts of at least 70 km/h (force 8 — gale), average of 2023–2025. Local wind boosters such as foehn valleys or narrow gorges are slightly smoothed by the weather model's 9 km grid.
Summer solar radiation
76
average · 5.3 kWh/m²/day (summer mean)
Reliability 75%
Source & details
Source: Open-Meteo Archive (ERA5) · As of: May-September mean 2023-2025
How much solar energy hits one square metre per day in summer (May–September, average 2023–2025) — in kilowatt hours (kWh). The higher the value, the sunnier the spot: more sunshine, more UV exposure (think sun protection), more solar-power yield. Elevation is already reflected in the weather data (9 km grid).
Tax burden
87
11.8% tax burden · cheaper than about 87% of Swiss municipalities
Income (CHF/yr)
Tax burden
50’000
6.5 %
80’000
9.5 %
150’000
13.6 %
The table values are based on 2018 — by 2026 the burden has shifted by 0–1.5 percentage points depending on the canton. Your personal figure in the Deep Report is calculated directly on the current FTA data.
Reliability 85%
Source & details
Source: FTA tax burden statistics 2026 (official evaluation from the online tax calculator) · As of: 2026-01-01
Income-tax burden in a Switzerland-wide comparison (FTA tax-burden statistics). Calculated without church tax (assumption: no denomination). Current tax multiplier (ZH 2026): 119 % (municipal tax multiplier excluding church tax, applied to the simple state tax) — the local factor used to compute the tax; only comparable within the canton, so NOT included in the CH-wide comparison score.
↓ Theme weakness
Health insurance premium
35
Rather high premiums · 640 CHF/mo (median, Region 1 · canton ZH)
Reliability 85%
Source & details
Source: FOPH opendata.bagnet.ch Praemien_CH + priminfo.admin.ch premium regions (standard model, with accident cover). Default: adults, deductible 300. · As of: 2026
Median adult premium in the standard model (free choice of doctor, deductible 300, with accident cover). The figure applies to the whole canton — depending on the premium region within the canton, your premium can be 10–15 % higher or lower.
Source: ElCom electricity price index (federal open data) · As of: 2026
Electricity tariff according to ElCom (the federal electricity regulator), excluding VAT. If several utilities serve a municipality, we show the median tariff.
★ Theme strength
Property tax
100
No property tax — Zurich
Reliability 85%
Source & details
Source: FTA tax information property tax (as of 01.01.2025) · As of: As of 01.01.2025 (FTA)
The canton does not levy this tax in any form (ESTV-PDF Tabelle S. 2).
Wealth tax
Context
CHF 639 per year on net assets of CHF 500’000 (canton 284 + municipality 355)
Calculated for net assets of CHF 500’000 — the Swiss median is CHF 1’593. The cantonal schedule is progressive (rate rises with wealth); a different level of assets shifts the amount accordingly. Deliberately without a score: how much wealth tax matters depends on assets we do not know. Church tax is not included (assumption: no denomination).
The address sits in the altitude band of the Swiss Plateau where a grey blanket of high fog often lingers for days in winter.
Building zone
Context
Mischzonen · Mixed zone — residential + commerce, often livelier.
Within 150 m only Mischzonen are designated — next door, only the same kind of use can be built.
Ubivo shows the zone as context info — intentionally WITHOUT a score: whether you prefer a quiet purely residential zone or a lively mixed centre is a matter of taste.
Federal Office for Spatial Development (ARE), building zones of Switzerland · As of 01.01.2022 (ARE)
Landscape type
Context
Stadtlandschaft · Urban environment — densely built, well served by bus and train, lively.
Classification by the Federal Office for Spatial Development (ARE). Intentionally WITHOUT a score: which landscape is most beautiful is a matter of taste.
Federal Office for Spatial Development (ARE), landscape typology · As of 31.08.2010 (ARE)
Language region
Context
German
Official language of the canton — it shapes authorities, school and everyday life. Intentionally WITHOUT a score: which language suits you is a purely personal preference.
Official languages per the Federal Constitution (Art. 70) and cantonal constitutions
Rooftop solar potential
Context
Best roof surface: excellent (level 5 of 5) · potential of about 83’892 kilowatt hours of solar power per year
How well the roof is suited to producing solar power, per the rating of the Swiss Federal Office of Energy (level 1 poor – 5 excellent). Context info without a score, mainly of interest to buyers (own solar power, energy costs).
Swiss Federal Office of Energy (SFOE), solar roof inventory · As of 21.02.2023 (SFOE)
Flood hazard
35
Affected by a flood that occurs roughly every 100 years
Surface runoff: up to 10 cm water depth (as of 22.05.2018)
Reliability 70%
Source & details
Source: Federal Office for the Environment (FOEN), Aquaprotect flood overview map · As of: As of 18.12.2008 (FOEN)
In a flood that statistically occurs about every 100 years, the location would be affected according to the federal overview map (FOEN Aquaprotect). The smaller this number, the more frequent the risk. Your canton's hazard map is authoritative — it can differ in detail.
Radon risk
97
Low (3 % probability of exceeding the reference value)
Reliability 70%
Source & details
Source: Federal Office of Public Health (FOPH), radon map · As of: As of 01.01.2025 (FOPH)
Radon is a natural radioactive gas from the ground that can accumulate in buildings. The percentage estimates how likely indoor air exceeds the reference value of 300 becquerels per cubic metre (Bq/m³) — a modelled value from the Federal Office of Public Health, not a measurement. The actual level depends on construction and ventilation; if the probability is elevated, a simple radon measurement brings certainty.
Ground & earthquakes
Not collected
Normal ground — no zone that especially amplifies earthquakes
The federal map only records zones where soft ground amplifies earthquake shaking (e.g. valley floors) — none here: the ground is considered unremarkable. Overall, Switzerland's earthquake hazard is low to moderate (Plateau low, Basel region and Valais higher).
Federal Office for the Environment (FOEN) / Swiss Seismological Service (SED), ground classes per building standard SIA 261
★ Theme strength
High-voltage line
100
No overhead high-voltage power line within 400 m
Reliability 80%
Source & details
Source: Swiss Federal Office of Energy (SFOE), power lines above 36,000 volts · As of: As of 28.08.2026 (SFOE)
No large overhead power line (more than 36,000 volts) runs within 400 m.
Slope natural hazards
100
No signs of avalanche, rockfall or landslide risk
Reliability 50%
Source & details
Source: Federal Office for the Environment (FOEN), SilvaProtect overview map — avalanches, rockfall, debris flows, shallow landslides · As of: As of 01.07.2006 (FOEN)
According to the federal overview map (FOEN SilvaProtect), the terrain does not make any of these hazards possible here. Only your canton's hazard map is authoritative, though.
↓ Theme weakness
Road-accident density
20
133 accidents with injuries or deaths since 2022 (13 severe, 0 fatal) · 86× involving pedestrians or cyclists
Reliability 75%
Source & details
Source: Federal Roads Office (FEDRO), road-accident map · As of: 2022–2025
Police-registered accident locations (Federal Roads Office FEDRO) within 300 m, over the last 4 full years. Severe accidents and those involving pedestrians or cyclists count more. The figure shows how accident-prone the neighbourhood is — it is not a personal risk forecast.
Mobile-phone antennas
Context
Directly at the location · nearest large antenna at 49 m · 102 within 1 km
Official data from the Federal Office of Communications (OFCOM), updated yearly. Below the legal radiation limits (NIS ordinance) no harmful effect is scientifically proven — Ubivo makes no health claim. Only large outdoor antennas are counted.
Federal Office of Communications (OFCOM), mobile-phone antenna locations · As of 27.08.2026 (OFCOM)
Hail risk
20
Hailstones 4-5 cm · roof and garden damage possible
Reliability 80%
Source & details
Source: MeteoSwiss, hail hazard map (largest hailstone in 50 years) · As of: MeteoSwiss 50-yr return period
Largest hailstone size statistically expected once in 50 years at this location (MeteoSwiss climate data). It affects insurance premiums — especially for solar panels. Because it is a 50-year extreme value, much of the Swiss Plateau falls into a similar range: the value is usually normal for the Plateau, not a local outlier.
Population trend
90
Growing · +11.1 % (396’955 → 440’935, 2015–2025)
2015396’955 EW
2018·
2021·
2025440’935 EW
★ Theme strength
Second-home share
94
Low · 9.0 % second homes in Zürich
Reliability 90%
Source & details
Source: Federal Office for Spatial Development (ARE), housing inventory (second homes) · As of: As of 31.03.2026 (ARE)
In Zürich the second-home share is below 20 % — most homes are lived in year-round. The legal ban on building new second homes (from 20 %) does not apply here.
Vacancy rate
80
Very tight · 0.10 % vacant dwellings in Zürich
20200.15 %
2021·
2022
↓ Theme weakness
Safety (crime)
67
Rather safe · lower rate than CH average · 65.9 offences per 1000 inhabitants (canton ZH, 2025)
Reliability 60%
Source & details
Source: FSO Police Crime Statistics (px-x-1903020100_101) + cantonal population · As of: 2025
Counts penal-code offences per 1000 inhabitants — but only per CANTON: the Federal Statistical Office does not publish figures per municipality. City cantons (BS, GE) look less safe than they are: commuters, shoppers and tourists drive up the offence count, but only residents are counted. Likewise, large cities raise the cantonal average (e.g. the city of Zurich for canton ZH) — quiet suburbs and rural municipalities are usually safer than the cantonal figure suggests.
Age structure
Context
Children 13.5% (somewhat below average) · Seniors 14.3% (young) · Young 15-34: 28.9% · Mid 35-64: 43.2%
Children13.5 %
Young·
Mid·
Reliability 85%
Source & details
Source: FSO Demographic balance by institutional geographic level (pxweb px-x-0102020000_201) · As of: 2025
Scoring is not "the more, the better": moderate growth (+5 to +20 % over 10 years) scores best — the municipality is lively without bursting at the seams. Shrinking points to people moving away; very strong growth often means years of construction and strained infrastructure.
·
2023·
2024·
20250.1 %
Reliability 85%
Source & details
Source: FSO Vacant dwellings census (LWZ, stats.swiss SDMX CH1.LWZ:DF_LWZ_1) · As of: 2025
The vacancy rate shows how many homes in the municipality stand empty — the higher it is, the more choice and bargaining power you have in your search. A balanced market (~0.5–1.5 %) scores best. A very tight market (< 0.5 %) signals a sought-after location but makes the search hard; lots of vacancy (> 4 %) suggests weakening demand. On the count date of 1 June 2025, 235 homes stood empty.
Seniors
14.3 %
Official population figures (FSO, 2025) in four age groups. Deliberately WITHOUT a score: whether a younger or older municipality suits you better is your preference — the selectable weighting (life situation) can reflect that.
FSO pxweb px-x-0102010000_101 (permanent resident population at 31.12, total) · 2025
8
15
30
Nights without cooling below 20 °C — sleep-critical, especially under roofs.
lowmidhigh
Position: Upper quartile CH
lowmidhigh
Position: Healthy market
Loading map …
Layers
No building data (OpenStreetMap) available for this area — shadows cannot be shown.
Sun path & terrain horizon
On 21 Dec the sun is above the terrain horizon here from about 08:35 to 16:15.
Sun hours per month
Confidence: PVGIS irradiation only
This location gets about 8 h of direct sun in summer.Enough for vegetables, berries or a balcony garden? Plan it with Arboreon.