Cost map by canton

Cost of living in the canton of St. Gallen — every municipality compared

Balgach is the cheapest municipality in the canton of St. Gallen: CHF 20,442 per year for taxes, health insurance and electricity. The most expensive is St. Gallen at CHF 24,798 — a spread of CHF 4,356 per year.

Calculated for a couple without children with a gross income of CHF 100,000 (health insurance with CHF 300 deductible, electricity standard household H4) — the same household as on the municipality pages. The values are approximations at municipality level; what a household pays depends on deductions, wealth and address.

Map of the canton of St. Gallen

Coloured by annual cost within the canton. Every municipality leads to its page.

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With your own household and income: open the interactive map →

All 75 municipalities in the canton of St. Gallen

Annual cost for the standard profile, from cheapest to most expensive. Each column names its source and data year; the total mixes years and therefore carries no year of its own.

Rank	Municipality	Total per yearsum of the three	TaxesFTA 2026	Health insuranceFOPH 2026	ElectricityElCom 2027
1	Balgach	CHF 20,442	CHF 6,820	CHF 12,384	CHF 1,238
2	Sennwald	CHF 20,869	CHF 7,140	CHF 12,384	CHF 1,345
3	Widnau	CHF 20,889	CHF 7,350	CHF 12,384	CHF 1,155
4	Mörschwil	CHF 21,206	CHF 7,140	CHF 12,912	CHF 1,154
5	Rapperswil-Jona	CHF 21,225	CHF 7,280	CHF 12,912	CHF 1,033
6	Diepoldsau	CHF 21,471	CHF 7,670	CHF 12,384	CHF 1,417
7	Berneck	CHF 21,532	CHF 7,920	CHF 12,384	CHF 1,228
8	Tübach	CHF 21,628	CHF 7,460	CHF 12,912	CHF 1,256
9	Oberriet (SG)	CHF 21,852	CHF 8,020	CHF 12,384	CHF 1,448
10	Thal	CHF 21,889	CHF 7,810	CHF 12,912	CHF 1,167
11	Grabs	CHF 22,103	CHF 8,200	CHF 12,384	CHF 1,519
12	Marbach (SG)	CHF 22,114	CHF 8,270	CHF 12,384	CHF 1,460
13	Bad Ragaz	CHF 22,169	CHF 7,920	CHF 12,912	CHF 1,337
14	Altstätten	CHF 22,170	CHF 8,440	CHF 12,384	CHF 1,346
15	Au (SG)	CHF 22,222	CHF 7,950	CHF 12,912	CHF 1,360
16	Goldach	CHF 22,245	CHF 8,020	CHF 12,912	CHF 1,313
17	Eichberg	CHF 22,250	CHF 8,340	CHF 12,384	CHF 1,526
18	Rüthi (SG)	CHF 22,309	CHF 8,510	CHF 12,384	CHF 1,415
19	Nesslau	CHF 22,411	CHF 8,690	CHF 12,384	CHF 1,337
20	Rebstein	CHF 22,428	CHF 8,480	CHF 12,384	CHF 1,564
21	Bütschwil-Ganterschwil	CHF 22,472	CHF 8,870	CHF 12,384	CHF 1,218
22	Rorschacherberg	CHF 22,542	CHF 8,200	CHF 12,912	CHF 1,430
23	Amden	CHF 22,549	CHF 8,300	CHF 12,912	CHF 1,337
23	Gommiswald	CHF 22,549	CHF 8,300	CHF 12,912	CHF 1,337
25	Wildhaus-Alt St. Johann	CHF 22,551	CHF 8,830	CHF 12,384	CHF 1,337
26	Neckertal	CHF 22,599	CHF 8,900	CHF 12,384	CHF 1,315
27	St. Margrethen	CHF 22,619	CHF 8,510	CHF 12,912	CHF 1,197
28	Zuzwil (SG)	CHF 22,655	CHF 7,390	CHF 13,848	CHF 1,417
29	Quarten	CHF 22,726	CHF 8,270	CHF 12,912	CHF 1,544
30	Uznach	CHF 22,767	CHF 8,550	CHF 12,912	CHF 1,305
31	Gams	CHF 22,774	CHF 8,730	CHF 12,384	CHF 1,660
32	Kaltbrunn	CHF 22,787	CHF 8,410	CHF 12,912	CHF 1,465
33	Schmerikon	CHF 22,862	CHF 8,650	CHF 12,912	CHF 1,300
34	Wattwil	CHF 22,885	CHF 9,220	CHF 12,384	CHF 1,281
35	Mosnang	CHF 22,893	CHF 9,220	CHF 12,384	CHF 1,289
36	Lichtensteig	CHF 22,955	CHF 9,220	CHF 12,384	CHF 1,351
37	Andwil (SG)	CHF 22,971	CHF 8,650	CHF 12,912	CHF 1,409
38	Weesen	CHF 22,979	CHF 8,730	CHF 12,912	CHF 1,337
39	Walenstadt	CHF 22,981	CHF 8,550	CHF 12,912	CHF 1,519
40	Muolen	CHF 23,009	CHF 8,760	CHF 12,912	CHF 1,337
41	Vilters-Wangs	CHF 23,020	CHF 8,900	CHF 12,912	CHF 1,208
42	Eschenbach (SG)	CHF 23,049	CHF 8,800	CHF 12,912	CHF 1,337
43	Oberuzwil	CHF 23,067	CHF 8,800	CHF 12,912	CHF 1,355
44	Buchs (SG)	CHF 23,070	CHF 8,830	CHF 12,912	CHF 1,328
44	Kirchberg (SG)	CHF 23,070	CHF 8,900	CHF 12,912	CHF 1,258
46	Häggenschwil	CHF 23,074	CHF 8,730	CHF 12,912	CHF 1,432
47	Benken (SG)	CHF 23,094	CHF 8,800	CHF 12,912	CHF 1,382
48	Rheineck	CHF 23,097	CHF 8,650	CHF 12,912	CHF 1,535
49	Jonschwil	CHF 23,119	CHF 8,970	CHF 12,912	CHF 1,237
50	Ebnat-Kappel	CHF 23,175	CHF 9,570	CHF 12,384	CHF 1,221
51	Flawil	CHF 23,220	CHF 9,040	CHF 12,912	CHF 1,268
52	Mels	CHF 23,226	CHF 9,080	CHF 12,912	CHF 1,234
53	Uzwil	CHF 23,237	CHF 8,970	CHF 12,912	CHF 1,355
54	Untereggen	CHF 23,263	CHF 8,870	CHF 12,912	CHF 1,481
55	Lütisburg	CHF 23,290	CHF 9,780	CHF 12,384	CHF 1,126
56	Rorschach	CHF 23,295	CHF 9,220	CHF 12,912	CHF 1,163
57	Wittenbach	CHF 23,323	CHF 9,010	CHF 12,912	CHF 1,401
58	Steinach	CHF 23,378	CHF 8,970	CHF 12,912	CHF 1,496
59	Sevelen	CHF 23,384	CHF 8,830	CHF 12,912	CHF 1,642
60	Flums	CHF 23,386	CHF 9,080	CHF 12,912	CHF 1,394
61	Waldkirch	CHF 23,462	CHF 8,970	CHF 12,912	CHF 1,580
62	Sargans	CHF 23,469	CHF 9,220	CHF 12,912	CHF 1,337
63	Eggersriet	CHF 23,478	CHF 8,900	CHF 12,912	CHF 1,666
64	Degersheim	CHF 23,504	CHF 9,640	CHF 12,384	CHF 1,480
65	Berg (SG)	CHF 23,523	CHF 9,010	CHF 12,912	CHF 1,601
66	Schänis	CHF 23,564	CHF 9,080	CHF 12,912	CHF 1,572
67	Oberbüren	CHF 23,576	CHF 8,200	CHF 13,848	CHF 1,528
68	Gaiserwald	CHF 23,763	CHF 8,300	CHF 13,848	CHF 1,615
69	Pfäfers	CHF 23,819	CHF 9,570	CHF 12,912	CHF 1,337
70	Gossau (SG)	CHF 23,848	CHF 8,760	CHF 13,848	CHF 1,240
71	Wil (SG)	CHF 23,945	CHF 8,730	CHF 13,848	CHF 1,367
72	Niederbüren	CHF 24,212	CHF 8,760	CHF 13,848	CHF 1,604
73	Niederhelfenschwil	CHF 24,250	CHF 8,340	CHF 13,848	CHF 2,062
74	Wartau	CHF 24,256	CHF 9,780	CHF 12,912	CHF 1,564
75	St. Gallen	CHF 24,798	CHF 9,540	CHF 13,848	CHF 1,410

Premium regions in the canton of St. Gallen

The canton is divided into 3 premium regions. That is why the health insurance premium also varies within the canton.

Median monthly premium for one adult, standard model with accident cover, CHF 300 deductible, FOPH 2026.

How we calculate

Total cost adds up income tax (FTA: federal + cantonal + municipal + church), the health insurance premium (FOPH premium region, standard model with CHF 300 deductible) and electricity (ElCom, standard household H4) — all per year, for standard profiles. Municipality level is an approximation; your exact amount depends on deductions, wealth, deductible choice and your address. If a component is missing for a municipality it stays grey — never guessed.

All data sources

Cost of living in the canton of St. Gallen — every municipality compared

Map of the canton of St. Gallen

All 75 municipalities in the canton of St. Gallen

Premium regions in the canton of St. Gallen

Other cantons